share to buy - shared mortgage specialists

In association with:

We specialise in shared mortgages

With friends, family or a housing association.

And we won’t normally charge you a fee!*

Here's how

Welcome to share to buy, helping people across Britain to share their first or next step on the property ladder.

We specialise in arranging mortgages for friends or family members clubbing together, and shared ownership mortgages with housing associations. We also offer our fees-free share to buy exclusive in association with Britannia. We are not tied to any other companies, cover the whole of the mortgage market and most importantly, don’t normally charge any fees*.

Just click on your category from the following list to see how we can help.

*Our fees: we never charge fees for an agreement in principle application. If you go further and submit a full application, we will generally not charge any fees but there are two exceptions: for shared ownership mortgages below £50,000 there is a £149 fee and a £299 fee is charged for all applications with Kent Reliance Building Society.

Share to Buy Case Studies

Friends buying together

Father helps his son and daughter-in-law to buy a new build in Wakefield

Family joint mortgage

Shared ownership mortgage

Mortgage Tools

Mortgage calculator – see how much you could borrow alone or as a couple, with friends, family or on a shared ownership mortgage. A basic estimate.
Agreement in principle – you provide detailed personal information and we respond with detailed illustrations for a choice of specific mortgage products currently available in the market. If you like one of the products, you can then request a non-binding decision from the lender confirming whether they would agree in principle to lend you that amount, subject to valuation and income verification. This can be very useful to prove to a vendor or housing association that you are able to purchase a property.

Mortgage Information

Solicitors – our panel of solicitors specialising in shared ownership and open market purchases.
House Buying Process – including details of how to apply.

Subscribe to our free e-newsletter updates. These include important updates on changes to our exclusive mortgages, as well as general news about the shared ownership market.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Share to buy Ltd is authorised and regulated by the Financial Services Authority.

FSA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business. For further information, contact us or write to: Share to buy, PO Box 9110, Ongar, CM5 9WH. Registered in England and Wales no: 04909788.