Thames Valley Housing
Shared ownership mortgage calculator

For new build home buy and resales

Use this calculator to find out if you fit Thames Valley's affordability rules and to see how much a mortgage might cost based on today's product rates. If you pass, you can then follow 3 easy steps to obtain a full agreement in principle, enabling you to apply for a Thames Valley home. NB: we are unable to confirm whether you pass non-financial eligibility criteria but you can check with Thames Valley on 0845 35 12345.

Applicant 1
Annual income before tax (£)*inc. salary, tax credits, shift & car allowance, regional allowance, NOT child benefit		Monthly payments on loans (£)*inc child maintenance, car finance, HP & mail order
Total commission or overtime per annum (£)*only use bonuses if guaranteed		Credit card balances (£)*do not include balances to be cleared before mortgage commences
Applicant 2
Annual income before tax (£)*inc. salary, tax credits, shift & car allowance, regional allowance, NOT child benefit		Monthly payments on loans (£)*inc child maintenance, car finance, HP & mail order
Total commission or overtime per annum (£)*only use bonuses if guaranteed		Credit card balances (£)*do not include balances to be cleared before mortgage commences

Adverse Credit
Does either applicant have any adverse credit history?*e.g. defaults, CCJs, late payments	YesNo
Property Type
Is it a new build flat?	YesNo
Share price and percentage
Purchase price of your share (including deposit) (£)
Size of the share as a percentage
Deposit
Your deposit (£)
Rent
Please tell us the monthly rent on the remaining share and the monthly service charge
Monthly rent (£)
Monthly service charge (£)
Mortgage
Please select your mortgage term*Generally this should not take you beyond your retirement age

	I confirm acceptance and acknowledgement of the terms of use of this calculator as set out in the disclaimer
	I have read the Initial Disclosure Document [109k] about share to buy's services

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Share to buy Ltd is authorised and regulated by the Financial Services Authority.

FSA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business. For further information, contact us or write to: Share to buy, PO Box 9110, Ongar, CM5 9WH. Registered in England and Wales no: 04909788.

Thames Valley HousingShared ownership mortgage calculator

For new build home buy and resales

Thames Valley Housing
Shared ownership mortgage calculator