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Mortgage calculators

We have two calculator tools to show how much you might be able to borrow. Please read carefully to ensure you click on the correct calculator in your case:

Shared ownership calculator (part buy / part rent - including all types of shared ownership schemes with housing associations, such as open market home buy; new build home buy and shared equity)
Standard mortgage calculator (all types of outright purchase, including buying with friends or family; or singles or couples buying the whole of a property)

Mortgage Tools

Mortgage calculator – see how much you could borrow alone or as a couple, with friends, family or on a shared ownership mortgage. A basic estimate.
Mortgage illustration – you submit summary details for each applicant and a member of our team will reply with an estimate of your mortgage potential and provide an indication of likely repayments.
Agreement in principle – you provide detailed personal information and we respond with detailed illustrations for a choice of specific mortgage products currently available in the market. If you like one of the products, you can then request a non-binding decision from the lender confirming whether they would agree in principle to lend you that amount, subject to valuation and income verification. This can be very useful to prove to a vendor or housing association that you are able to purchase a property.

Mortgage Information

House Buying Process – including details of how to apply.

Subscribe to our free e-newsletter updates. These include important updates on changes to our exclusive mortgages, as well as general news about the shared ownership market.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Share to buy Ltd is authorised and regulated by the Financial Services Authority.

FSA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business. For further information, contact us or write to: Share to buy, PO Box 9110, Ongar, CM5 9WH. Registered in England and Wales no: 04909788.