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FAQs

There are three sets of FAQs:

Applying
Lending policy/mortgage application criteria, agreement in principle, mortgage application, valuation.
Legal, ownership and insurance issues
Legal agreement (inc: moving out from the joint mortgage; renting a room out etc), ownership, insurance.

If the question you want answering is not in the FAQs, please get in touch with us directly. Our staff will try and answer your questions and, in addition, we will do our best to ensure that any question not currently answered in the FAQs becomes a new FAQ for the benefit of all our customers.

Please note: if your question relates to IT, please contact our technical support team.

Mortgage Tools

Mortgage calculator – see how much you could borrow alone or as a couple, with friends, family or on a shared ownership mortgage. A basic estimate.
Agreement in principle – you provide detailed personal information and we respond with detailed illustrations for a choice of specific mortgage products currently available in the market. If you like one of the products, you can then request a non-binding decision from the lender confirming whether they would agree in principle to lend you that amount, subject to valuation and income verification. This can be very useful to prove to a vendor or housing association that you are able to purchase a property.

Mortgage Information

Solicitors – our panel of solicitors specialising in shared ownership and open market purchases.
House Buying Process – including details of how to apply.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Share to buy Ltd is authorised and regulated by the Financial Services Authority.

FSA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business. For further information, contact us or write to: Share to buy, PO Box 9110, Ongar, CM5 9WH. Registered in England and Wales no: 04909788.