| Friends | Families | Shared Ownership |
In association with:
Britannia Building Society
Notting Hill Housing
FAQs
There are three sets of FAQs:
- Getting Started
General queries about our service. - Applying
Lending policy/mortgage application criteria, agreement in principle, mortgage application, valuation. - Legal, ownership and insurance issues
Legal agreement (inc: moving out from the joint mortgage; renting a room out etc), ownership, insurance. - Shared ownership mortgages
Common questions about applying for a shared ownership mortgage, including how to calculate the shared ownership rent and shared ownership with adverse credit.
If the question you want answering is not in the FAQs, please get in touch with us directly. Our staff will try and answer your questions and, in addition, we will do our best to ensure that any question not currently answered in the FAQs becomes a new FAQ for the benefit of all our customers.
Please note: if your question relates to IT, please contact our technical support team.
Mortgage Tools
- Mortgage calculator – see how much you could borrow alone or as a couple, with friends, family or on a shared ownership mortgage. A basic estimate.
- Mortgage illustration – you submit summary details for each applicant and a member of our team will reply with an estimate of your mortgage potential and provide an indication of likely repayments.
- Agreement in principle – you provide detailed personal information and we respond with detailed illustrations for a choice of specific mortgage products currently available in the market. If you like one of the products, you can then request a non-binding decision from the lender confirming whether they would agree in principle to lend you that amount, subject to valuation and income verification. This can be very useful to prove to a vendor or housing association that you are able to purchase a property.
Mortgage Information
- House Buying Process – including details of how to apply.
call us today
0845 271 0890
or email us with a time to call you
Calls charged at local rate.
Office hours 9am-5.30pm.
Looking for a co-buyer?
Find out about our co-buying events
Join our facebook group
