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In association with:

Britannia part of The co-operative bank

Buying Property With Family

Got a legal query on joint mortgages?

Contact our panel of solicitors with specialist knowledge of joint ownership cases, such as friends and family members buying together.

Our track record

Since launching share to buy in 2004, we have helped hundreds of people to buy with family members right across the UK. These have included non-residing parents acting as a guarantor for a son or daughter; entire families clubbing together to buy a property for them all to live in; brothers and sisters taking out a joint mortgage; offspring buying shares in their parents' home and even children helping their parents on to the property ladder. Key benefits of our service:


How we could help you

  • We have access to the whole of the mortgage market.
  • We provide a free legal agreement covering key issues such as shares in the property. This is optional but is well worth considering for documenting the major points of your arrangement.
  • Most importantly, we have built up considerable experience of the various schemes available for parent/offspring mortgages and have arranged guarantor mortgages; joint mortgages between different generations; and even enabled first time buyers to purchase a share in their family home.

Next Steps

If you have had an offer accepted on a specific property or are looking at properties in earnest you may wish to submit a no fee, no-obligation agreement in principle application to see how we could assist. Alternatively, if you have any queries on the legal side of buying with family members, such as the legal position of a guarantor, please contact our partner solicitors who specialise in joint ownership legal services. There is no charge for sending an initial query and no obligation to use our partner solicitor.

About Share to buy ltd – making housing affordable

Share to buy is dedicated to making affordable housing truly accessible online. At sharetobuy.com you can find affordable homes for sale and information on how to buy them. All the shared ownership properties we display come with a special budget tool to show you the potential monthly cost and required deposit. We also have an in-house mortgage team with huge experience in arranging mortgages for shared ownership including part buy part rent and shared equity, as well as joint mortgages for friends and family members. Finally, we are proud to offer our exclusive open market fee-free joint mortgages from Britannia. For all mortgages we arrange, we donate £10 towards helping homeless people. Register below to be kept up to date on our services, or explore our site using the Tools box beneath.

Latest News

Shared ownership properties for sale

16th May 2012

Are you looking for properties for sale through the shared ownership scheme? These are homes where you part buy part rent, meaning that your initial deposit and potentially your monthly payments are somewhat lower than in a normal house purchase. Look no further! We have shared ownership  houses and flats available on the part buy scheme across England. Search our property portal or register for alerts.

Firstbuy shared equity houses in Greater Manchester

16th March 2012

This is your chance to buy a share in a brand new 2, 3 or even 4 bedroom  house and yet own the whole thing from the outset. These lovely houses in Hyde, Manchester are available on the Firstbuy scheme, a Government sponsored shared equity affordable housing scheme that means you can put down a deposit starting from as little as £5,600. More detail here on the 2 bed house, 3 bed house and 4 bed house.

Subscribe to our free e-newsletter updates. These include important updates on changes to our exclusive mortgages, as well as general news about the shared ownership market.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Share to buy Ltd is authorised and regulated by the Financial Services Authority.

FSA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business. For further information, contact us or write to: Share to buy, PO Box 37188, London E4 7WY. Registered in England and Wales no: 04909788.

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