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Buying Property With Family
Got a legal query on joint mortgages?
Contact our panel of solicitors with specialist knowledge of joint ownership cases, such as friends and family members buying together.
Our track record
Since launching share to buy in 2004, we have helped hundreds of people to buy with family members right across the UK. These have included non-residing parents acting as a guarantor for a son or daughter; entire families clubbing together to buy a property for them all to live in; brothers and sisters taking out a joint mortgage; offspring buying shares in their parents' home and even children helping their parents on to the property ladder. Key benefits of our service:
How we could help you
- We have access to the whole of the mortgage market.
- We provide a free legal agreement covering key issues such as shares in the property. This is optional but is well worth considering for documenting the major points of your arrangement.
- Most importantly, we have built up considerable experience of the various schemes available for parent/offspring mortgages and have arranged guarantor mortgages; joint mortgages between different generations; and even enabled first time buyers to purchase a share in their family home.
Next Steps
If you have had an offer accepted on a specific property or are looking at properties in earnest you may wish to submit a no fee, no-obligation agreement in principle application to see how we could assist. Alternatively, if you have any queries on the legal side of buying with family members, such as the legal position of a guarantor, please contact our partner solicitors who specialise in joint ownership legal services. There is no charge for sending an initial query and no obligation to use our partner solicitor.
About Share to buy ltd – making housing affordable
Share to buy is dedicated to making affordable housing truly accessible online. At sharetobuy.com you can find affordable homes for sale and information on how to buy them. All the shared ownership properties we display come with a special budget tool to show you the potential monthly cost and required deposit. We also have an in-house mortgage team with huge experience in arranging mortgages for shared ownership including part buy part rent and shared equity, as well as joint mortgages for friends and family members. Finally, we are proud to offer our exclusive open market fee-free joint mortgages from Britannia. For all mortgages we arrange, we donate £10 towards helping homeless people. Register below to be kept up to date on our services, or explore our site using the Tools box beneath.
Shared Ownership Case Studies
Latest News
100% shared ownership mortgages and great 90% open market deals
20th January 2012
We now have access to 100% shared ownership mortgages. Customers can access zero deposit mortgages for part buy part rent but they must have no adverse credit history. More details here. We have also cut our open market 90% exclusive discount rate with no fees or early repayment charges. Read about our 10% deposit option for young professionals and first time buyers.
Shared ownership 2012
9th January 2012
We look forward to an exciting year for first time buyers in 2012. At Share to buy, we are optimistic that 2012 will bring new products and opportunities in shared ownership and affordable housing. As always, we will reguarly be adding properties tn our shared ownership property website. We also hope to bring forward exciting new mortgages for part buy part rent and open market first time buyer 90% mortgages.
Tools
- Search: search for shared ownership properties; search for shared ownership solicitors.
- Calculators: shared ownership mortgage calculator; staircasing calculator; open market calculator.
- Apply: shared ownership mortgages; agreement in principle
Best buy mortgages
Check out our best buy mortgages with exclusive and semi-exclusive deals.
