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In association with:

Britannia part of The co-operative bank

Shared Ownership Case Studies

 

Shared ownership in Northampton

Jay, Susi and family bought a shared ownership house in Northampton with the help of Share to buy. They told us:

Shared ownership in Northampton

We had always wanted our own home. With little money behind us and only one of us working we always believed we'd never be able to achieve it. Having 3 children, all of varying ages and needs plus only one wage coming in, we never would have thought that sitting in our new home today would have been a reality.

We had been local council tenants since being together and having our third child. We desperately wanted to own our own home. After many searches and visits to new build house locations we finally found the home for us. All we needed to sort out now was the mortgage. We are so pleased we came across Share to buy. After reading their website and other case reports we wasted no time in applying.

To this day and being in our new home for nearly 3 months now, we are so grateful to Share to buy for their continued support and dedication to our case. They helped us for over 2 months. After one major mortgage company turning us down, Share to buy threw us a life line. They never gave up on us. The time and help that was given through the Share to buy team was fantastic.

Thank you so much Share to buy. You really care about people and work hard and efficiently to make each and every one of their customers satisfied.

 

Shared ownership in Islington, London

Charlie and his young family bought a second hand ‘resale’ party buy part rent home near Canonbury/Highbury, Islington with the help of Share to buy, a place you would not normally think of as affordable. They say:

Shared ownership in Islington, London

We were in contact with Share to buy from early on in our house hunting journey. We'd opted for shared ownership and after having initiated the assessment process with Family Mosaic, our research in S.O. mortgages landed us on Share to buy's doorstep. As a first time buyer, it's an onerous journey - there's a lot to understand and a lot to be frustrated by. We learnt a lot as we went along and what made the process of learning less painful by far was the indefatigable support and willingness Share to buy provided us.

Most people have horror stories about buying a house, and whilst we were lucky compared to many with what we had to endure at the hands of the mortgage lenders, Share to buy were continually searching for ways to ease our pain when lenders suddenly changed opinion on interest rates or even towards lending to us.

When we eventually secured our mortgage, with a lot of attention provided by Share to buy to ensure paperwork was being processed by lenders and that we had provided all relevant information, it felt a shame our relationship with Share to buy had to end!

We're giving Share to buy 10 out of 10 - they listened to us, quietly held our hands whilst we ranted and rang us up afterwards to congratulate us on our move; it really was gold star treatment. Thanks.

About Share to buy ltd – making housing affordable

Share to buy is dedicated to making affordable housing truly accessible online. At sharetobuy.com you can find affordable homes for sale and information on how to buy them. All the shared ownership properties we display come with a special budget tool to show you the potential monthly cost and required deposit. We also have an in-house mortgage team with huge experience in arranging mortgages for shared ownership including part buy part rent and shared equity, as well as joint mortgages for friends and family members. Finally, we are proud to offer our exclusive open market fee-free joint mortgages from Britannia. For all mortgages we arrange, we donate £10 towards helping homeless people. Register below to be kept up to date on our services, or explore our site using the Tools box beneath.

Latest News

Shared ownership properties for part buy part rent

14th February 2012

If you are looking for affordable housing to buy, we may have the answer. At sharetobuy.com you can search for shared ownership properties available to buy through the part buy part rent scheme. These are properties generally sold by housing associations where you buy a share starting at 25% and pay an affordable rent on the remainder. Start searching  now.

100% shared ownership mortgages and great 90% open market deals

20th January 2012

We now have access to 100% shared ownership mortgages. Customers can access zero deposit mortgages for part buy part rent but they must have no adverse credit history. More details here. We have also cut our open market 90% exclusive discount rate with no fees or early repayment charges. Read about our 10% deposit option for young professionals and first time buyers.

Subscribe to our free e-newsletter updates. These include important updates on changes to our exclusive mortgages, as well as general news about the shared ownership market.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Share to buy Ltd is authorised and regulated by the Financial Services Authority.

FSA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business. For further information, contact us or write to: Share to buy, PO Box 37188, London E4 7WY. Registered in England and Wales no: 04909788.

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