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Shared Ownership Properties
Information about shared ownership properties for sale in your area
If you are looking for information about shared ownership properties, including shared ownership homes for sale or rent in your area, you must first contact your local homebuy agent. The homebuy agent is a housing association designated by the Government as the regional contact point for enquiries about shared ownership schemes and properties. They should be able to assist with questions on eligibility for specific schemes but also have information on shared ownership houses and flats for sale in particular areas. Use the drop down menu to find the homebuy agent for your area (England only; for rest of the UK contact your local authority directly):
Select your local authority or county
Which properties can I buy with a shared ownership mortgage?
You CAN buy:
- Shared ownership flats and houses sold by housing associations. These are usually new build, but it is also possible to purchase second hand shared ownership homes under a 'resale' scheme where an existing owner sells their share to you.
- New build homes available under the Homebuy Direct scheme.
You CANNOT currently buy any property on the open market. There is currently no funding available for schemes such as open market homebuy (including mychoicehomebuy and ownhome) that previously enabled eligible applicants to purchase any property, new or second hand. You may wish to sign up for our newsletter via the newsletter panel in the tools box at the bottom of this page, and we will use this to provide updates on such schemes, should they arise.
About Share to buy ltd – making housing affordable
Share to buy is dedicated to making affordable housing truly accessible online. At sharetobuy.com you can find affordable homes for sale and information on how to buy them. All the shared ownership properties we display come with a special budget tool to show you the potential monthly cost and required deposit. We also have an in-house mortgage team with huge experience in arranging mortgages for shared ownership including part buy part rent and shared equity, as well as joint mortgages for friends and family members. Finally, we are proud to offer our exclusive open market fee-free joint mortgages from Britannia. Register below to be kept up to date on our services, or explore our site using the Tools box beneath.
Shared Ownership Case Studies
Next Steps
If you have already been offered a property by a housing association and need a shared ownership mortgage today, we recommend that you contact us through the urgent enquiry facility or submit a no-obligation agreement in principle application. Alternatively, see how much you can borrow on our Shared ownership mortgage calculator, or find out about registering for shared ownership properties and eligibility for homebuy schemes in your area.
Further Reading
- Read our dedicated homebuy website for full details on all the homebuy schemes
- Click here for the difference between shared equity and shared ownership
Tools
- Search: search for shared ownership properties; search for shared ownership solicitors.
- Calculators: shared ownership mortgage calculator
- Apply: shared ownership mortgages; agreement in principle
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