| Friends | Families | Shared Ownership |
In association with:
Shared Ownership Properties
Information about shared ownership properties for sale in your area
If you are looking for information about shared ownership properties, including shared ownership homes for sale or rent in your area, you must first contact your local homebuy agent. The homebuy agent is a housing association designated by the Government as the regional contact point for enquiries about shared ownership schemes and properties. They should be able to assist with questions on eligibility for specific schemes but also have information on shared ownership houses and flats for sale in particular areas. Use the drop down menu to find the homebuy agent for your area (England only; for rest of the UK contact your local authority directly):
Select your local authority or county
Which properties can I buy with a shared ownership mortgage?
You CAN buy:
- Shared ownership flats and houses sold by housing associations. These are usually new build, but it is also possible to purchase second hand shared ownership homes under a 'resale' scheme where an existing owner sells their share to you.
- New build homes available under the Homebuy Direct scheme.
You CANNOT currently buy any property on the open market. There is currently no funding available for schemes such as open market homebuy (including mychoicehomebuy and ownhome) that previously enabled eligible applicants to purchase any property, new or second hand. You may wish to sign up for our newsletter via the newsletter panel in the tools box at the bottom of this page, and we will use this to provide updates on such schemes, should they arise.
About share to buy
Share to buy is a whole of the market mortgage brokerage specialising in shared ownership mortgages and we don't charge any fees. Our experienced staff have helped hundreds of people right across the UK to buy their first home with a shared ownership mortgage, and you can see some examples in the following case studies.
Shared Ownership Case Studies
Next Steps
If you have already been offered a property by a housing association and need a shared ownership mortgage today, we recommend that you contact us through the urgent enquiry facility or submit a no-obligation agreement in principle application. Alternatively, see how much you can borrow on our Shared ownership mortgage calculator, or find out about registering for shared ownership properties and eligibility for homebuy schemes in your area.
Further Reading
- Read our dedicated homebuy website for full details on all the homebuy schemes
- Click here for the difference between shared equity and shared ownership
Shared Ownership Mortgage Tools
- Shared Ownership mortgage calculator – see how much you could borrow on a part buy / part rent shared ownership mortgage/ new build homebuy. We use daily updated mortgage rates to give you a robust estimate of both borrowing potential and approximate monthly cost.
- Shared ownership properties - find information on how to register for shared ownership homes for sale in your area.
- Shared Ownership mortgage agreement in principle – if you have been offered a property by a housing association you will need to obtain an agreement in principle to prove you can obtain a mortgage, and if you are successful you can then apply in full to purchase the property.
General information about shared ownership
- Shared Ownership house buying process – read our guide to buying a property with a shared ownership mortgage.
- Staircasing and Shared Ownership remortgages – if you are looking to staircase (i.e. buy further shares in the property), remortgage your current shared ownership/homebuy deal – or both – we have significant experience in this area. Due to the fact that we are a whole of the market broker we can also arrange an open market mortgage if you are looking to staircase to buy 100% of the property. As always, there is no fee charged.
- Shared Ownership solicitors - click here for information on solicitors with experience of shared ownership mortgages.
call us today
0845 686 0812
or email us with a time to call you
Calls charged at local rate.
Office hours 9am-5.30pm.
Looking for a co-buyer?
Find out about our co-buying events
Join our facebook group
