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Friends Families Shared Ownership

In association with:

Britannia Building Society

Britannia logo

Notting Hill Housing

Notting Hill Housing logo

Standard Mortgages

We can arrange a mortgage and won't charge a fee.

It goes without saying that the share to buy service, by its very name, is targeted at joint mortgages, particularly friends or family members buying property together. As such, we are often asked if we can arrange 'normal' mortgages such as single applicants or couples, or buy to let and remortgages.

The answer is: yes! We are a mortgage intermediary authorised and regulated by the Financial Services Authority with access to a wide range of lenders and mortgage products. As such, we can arrange a mortgage for you whether you are buying as an individual, couple, or clubbing together in a group. The most important thing is that whatever your situation, we don't charge any fees for arranging a mortgage.

Our mortgage range includes:

  • Exclusive deals not available anywhere else
  • 100% mortgages
  • Competitively priced fixed, capped and tracker mortgages.

Please note: while we would be delighted to arrange a buy to let or remortgage for you, we would be grateful if you would use the comments box in our illustration tool to explain that this is your intention. Click here for a free mortgage illustration.

Next Steps

Read our guide to the application and house buying process, or alternatively see how much you can borrow using our mortgage calculator.

Mortgage Tools

  • Mortgage calculator – see how much you could borrow alone or as a couple, with friends, family or on a shared ownership mortgage. A basic estimate.
  • Mortgage illustration – you submit summary details for each applicant and a member of our team will reply with an estimate of your mortgage potential and provide an indication of likely repayments.
  • Agreement in principle – you provide detailed personal information and we respond with detailed illustrations for a choice of specific mortgage products currently available in the market. If you like one of the products, you can then request a non-binding decision from the lender confirming whether they would agree in principle to lend you that amount, subject to valuation and income verification. This can be very useful to prove to a vendor or housing association that you are able to purchase a property.

Mortgage Information

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Share to buy Ltd is authorised and regulated by the Financial Services Authority.

FSA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business. For further information, contact us or write to: Share to buy, PO Box 37188, London E4 7WY. Registered in England and Wales no: 04909788.

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Joint Ownership | Joint Mortgage | Shared Mortgages | Shared Equity | Shared Ownership | Shared Ownership Mortgage | Shared Ownership Mortgages | Buying property with friends | Buying property with family

call us today

0845 271 0890

or email us with a time to call you

Calls charged at local rate.
Office hours 9am-5.30pm.

Looking for a co-buyer?

Find out about our co-buying events

Buying through a housing association?

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shared ownership mortgages

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