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Friends Families Shared Ownership

In association with:

Britannia

Standard Mortgages

We can arrange a mortgage and won't charge a fee.

It goes without saying that the share to buy service, by its very name, is targeted at joint mortgages, particularly friends or family members buying property together. As such, we are often asked if we can arrange 'normal' mortgages such as single applicants or couples, or buy to let and remortgages.

The answer is: yes! We are a mortgage intermediary authorised and regulated by the Financial Services Authority with access to a wide range of lenders and mortgage products. As such, we can arrange a mortgage for you whether you are buying as an individual, couple, or clubbing together in a group. The most important thing is that whatever your situation, we don't charge any fees for arranging a mortgage.

Next Steps

Read our guide to the application and house buying process, or alternatively see how much you can borrow using our mortgage calculator.

Mortgage Tools

  • Mortgage calculator – see how much you could borrow alone or as a couple, with friends, family or on a shared ownership mortgage. A basic estimate.
  • Agreement in principle – you provide detailed personal information and we respond with detailed illustrations for a choice of specific mortgage products currently available in the market. If you like one of the products, you can then request a non-binding decision from the lender confirming whether they would agree in principle to lend you that amount, subject to valuation and income verification. This can be very useful to prove to a vendor or housing association that you are able to purchase a property.

Mortgage Information

  • Solicitors – our panel of solicitors specialising in shared ownership and open market purchases.
  • House Buying Process – including details of how to apply.

Subscribe to our free e-newsletter updates. These include important updates on changes to our exclusive mortgages, as well as general news about the shared ownership market.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Share to buy Ltd is authorised and regulated by the Financial Services Authority.

FSA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business. For further information, contact us or write to: Share to buy, PO Box 9110, Ongar, CM5 9WH. Registered in England and Wales no: 04909788.

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Joint Ownership | Joint Mortgage | Shared Mortgages | Shared Equity | Shared Ownership | Shared Ownership Mortgage | Shared Ownership Mortgages | Buying property with friends | Buying property with family

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0845 686 0812

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