Full mortgage application

Applying for a mortgage in full

If you have found a property that you wish to buy and your offer has been accepted by the vendor, you are now in a position to apply 'in full'. To do this, you complete an agreement in principle application stating that you have had an offer accepted by the seller. On receipt of your application:

• We will reply with illustrations for products that you could apply for.
• If you like one you can then request a credit check with that lender and if you pass, your application will automatically be converted into a full application and at that point you just log back in to give us the ‘property and payment details’ (e.g. address of property you are buying; details of your solicitor and the estate agent, etc).
• We will then request any additional paperwork and fees that we need before we can submit the application.
• Once the lender has received your full application and the fees are paid, the product rate is 'booked' and will not change. At the same time, the application can be processed and the valuation instructed.

How to apply

If you prefer to apply by completing paper forms, please click here for details about the paper application. To apply online, click the link at the bottom of this page but where there is more than one applicant please read the following important note.

Click here to apply for a mortgage in full.