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Shared ownership mortgage calculator

For new build home buy and resales

Our calculator uses the salary multiples and up to date product rates of shared ownership mortgage lenders to tell you:

whether you could borrow the amount you want
how much it might cost

Naturally, there are important caveats which are explained when the calculator results are generated.

Applicant 1
Basic gross annual income (£)*inc. salary, tax credits, shift & car allowance, regional weighting, NOT child benefit		Monthly payments on loans (£)*inc child maintenance, car finance, HP & mail order
Total bonus or overtime per annum (£)*only use bonuses already paid		Credit card balances (£)*do not include balances to be cleared before mortgage commences
Applicant 2
Basic gross annual income (£)*inc. salary, tax credits, shift & car allowance, regional weighting, NOT child benefit		Monthly payments on loans (£)*inc child maintenance, car finance, HP & mail order
Total bonus or overtime per annum (£)*only use bonuses already paid		Credit card balances (£)*do not include balances to be cleared before mortgage commences

Adverse Credit
Does either applicant have any adverse credit history?*e.g. defaults, CCJs, late payments	YesNo
Property Type
Is it a new build flat?	YesNo
Rent
Please tell us the monthly rent on the remaining share and the monthly service charge
Monthly rent (£)
Monthly service charge (£)
Share price and percentage
Purchase price of your share (including deposit) (£)
Size of the share as a percentage
Deposit
Your deposit (£)
Mortgage
Please select your mortgage term*Generally this should not take you beyond your retirement age
Repayment method*Some housing associations and lenders will only allow capital repayment mortgages and for interest only you must ensure you have an investment vehicle (e.g. ISA) and can afford monthly payments into it	Capital repaymentInterest only*

	I have read the Initial Disclosure Document [109k] about share to buy's services

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Share to buy Ltd is authorised and regulated by the Financial Services Authority.

FSA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business. For further information, contact us or write to: Share to buy, PO Box 9110, Ongar, CM5 9WH. Registered in England and Wales no: 04909788.