| Friends | Families | Shared Ownership |
In association with:
Britannia Building Society
Notting Hill Housing
Shared Ownership in Cleveland
Getting started with shared ownership in Cleveland
If you are looking to purchase a shared ownership property in Cleveland your first step is to contact you regional homebuy agent who should be able to confirm whether you quality for any shared ownership schemes in the Cleveland area.
Your homebuy agent for shared ownership in Cleveland is:
Nomad Housing Group
| Telephone | 0191 229 7333 |
|---|---|
| Website | http://www.nomad-homes.co.uk/ |
Please contact Nomad Housing Group if you are not already registered with them, but do not forget that when you are offered a shared ownership property we would be delighted to arrange the mortgage for you and will not charge any broker's fees.
If you have already contacted your homebuy agent about shared ownership in Cleveland and are now looking for a mortgage, we would be delighted to assist. We are a specialist mortgage brokerage who will search the whole of the market to find you the best shared ownership deal for your circumstances and we will not charge any brokers fees for assisting. Use one of the following shared ownership mortgage tools to see how we can help:
- Shared ownership mortgage calculator: a basic estimate of what you might be able to borrow with a shared ownership mortgage scheme.
- Shared ownership mortgage illustration tool: we can give you a more accurate idea of your borrowing potential with a shared ownership mortgage, as well as outlining the potential monthly cost.
- Shared ownership agreement in principle: many housing associations require you to have a shared ownership mortgage agreed in principle so that they can offer you a property and we provide a straightforward application in order to obtain your mortgage in principle. If a housing association has already offered you a property and you want to apply in full, when you pass the agreement in principle you can log back in to give us the property details.
- Staircasing and shared ownership remortgages: click here if you are looking to staircase (i.e. buy more shares in your existing shared ownership property) or remortgage your existing shared ownership deal or both. If you want to staircase to buy 100% of your property, this is usually straightforward and because we are whole of the market brokers, in this situation we can usually offer you a very broad choice of products beyond the usual shared ownership providers (depending on your circumstances).
- Shared ownership solicitors: click here for information on solicitors with experience of shared ownership mortgages.
Shared ownership solicitors in Cleveland
Are you looking for a shared ownership solicitor in Cleveland? At the moment we do not have a partnership with shared ownership solicitors in Cleveland but if you go to shared ownership solicitors you will find the contact details of firms with experience of shared ownership purchases that operate across England and Wales. If you are a firm of solicitors based in Cleveland and would like information on sponsorship opportunities available on our website, please contact us.
About share to buy
Share to buy is a whole of the market mortgage brokerage specialising in shared ownership mortgages and we don't charge any fees. We operate primarily online and over the phone and this enables us to help people not just in Cleveland but right across the UK, and also keeps our costs down so that there are no broker's fees. We have access to every type of shared ownership mortgage deal, ranging from 100% of a share to shared ownership mortgages with adverse credit, and including both open market homebuy and shared equity schemes with no rent payable. Look at the following case studies to see how we have already helped people buy their first home with a shared ownership mortgage:
Shared Ownership Case Studies
Next Steps
If you have already been offered a property by a housing association and need a shared ownership mortgage today, we recommend that you contact us through the urgent enquiry facility or submit a no-obligation agreement in principle application. Alternatively, see how much you can borrow on our Shared ownership mortgage calculator, request a Shared ownership mortgage illustration or use the further reading and shared ownership mortgage tools section below. Remember to contact your homebuy agent for further information on registering for shared ownership in Cleveland.
Further Reading
- Case studies
- Shared ownership basics, ideal for beginners
- Guide to the shared ownership house buying process
Shared Ownership Mortgage Tools
- Shared Ownership mortgage calculator see how much you could borrow on a shared ownership mortgage. A basic estimate, ideal for those starting out from scratch.
- Shared Ownership mortgage illustration you submit brief details for each applicant and a member of our team will reply with an estimate of your mortgage potential and an approximate indication of the monthly cost.
- Shared Ownership mortgage agreement in principle if you have been offered a property by a housing association you will need to obtain an agreement in principle to prove you can obtain a mortgage, and if you are successful you can then apply in full to purchase the property. The way it works is that you provide your personal information (address history, credit commitments etc) and we respond with detailed illustrations for a choice of mortgage products. If you like one of the products, you can then request a credit check from the lender confirming whether they would agree in principle to lend you that amount, subject to valuation and income verification. There is no charge and it's not binding on your or the lender so even if you pass a credit check you are not obliged to apply to that lender.
General information about shared ownership
- Shared Ownership house buying process read our guide to buying a property with a shared ownership mortgage.
- Staircasing and Shared Ownership remortgages if you are looking to staircase (i.e. buy further shares in the property), remortgage your current shared ownership/homebuy deal or both we have significant experience in this area. Due to the fact that we are a whole of the market broker we can also arrange an open market mortgage if you are looking to staircase to buy 100% of the property. As always, there is no fee charged.
- Shared Ownership solicitors - click here for information on solicitors with experience of shared ownership mortgages.
call us today
0845 271 0890
or email us with a time to call you
Calls charged at local rate.
Office hours 9am-5.30pm.
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