Shared Ownership in Cornwall

Getting started with shared ownership in Cornwall

If you are looking to purchase a shared ownership property in Cornwall your first step is to contact you regional homebuy agent who should be able to confirm whether you quality for any shared ownership schemes in the Cornwall area.

If you have already contacted your homebuy agent about shared ownership in Cornwall and are now looking for a mortgage, we would be delighted to assist. We are a specialist mortgage brokerage who will search the whole of the market to find you the best shared ownership deal for your circumstances and we will not charge any broker’s fees for assisting. Use one of the following shared ownership mortgage tools to see how we can help:

• Shared ownership mortgage calculator: a basic estimate of what you might be able to borrow with a shared ownership mortgage scheme.
• Shared ownership mortgage illustration tool: we can give you a more accurate idea of your borrowing potential with a shared ownership mortgage, as well as outlining the potential monthly cost.
• Shared ownership agreement in principle: many housing associations require you to have a shared ownership mortgage agreed in principle so that they can offer you a property and we provide a straightforward application in order to obtain your mortgage in principle. If a housing association has already offered you a property and you want to apply in full, when you pass the agreement in principle you can log back in to give us the property details.
• Staircasing and shared ownership remortgages: click here if you are looking to staircase (i.e. buy more shares in your existing shared ownership property) or remortgage your existing shared ownership deal – or both. If you want to staircase to buy 100% of your property, this is usually straightforward and because we are whole of the market brokers, in this situation we can usually offer you a very broad choice of products beyond the usual shared ownership providers (depending on your circumstances).
• Shared ownership solicitors: click here for information on solicitors with experience of shared ownership mortgages.