Search Properties
Maximum deposit search - search by the maximum deposit you can put down
With this functionality, you can search for properties according to the amount of deposit you have available. If you can only put down £10,000, you enter £10,000 as your maximum deposit and the system will show all the properties where that would cover the minimum required deposit.
All properties first appear showing the minimum deposit required to obtain a mortgage for that property, but you can vary this figure and press the UPDATE button to see how it would affect the potential monthly payments. If you cannot put down the minimum deposit, or have no deposit, there may be 'rent to homebuy' properties available in your area where you can rent a property you want to buy until you have saved a deposit.
Budget search - helping you search by monthly cost
We try to show you the likely monthly cost for each property. We do this by providing an 'estimated total monthly cost' figure that is the rent, service charge and estimated mortgage added together. So, if you would not want to spend more than £1,000 per month on those items then enter this figure into the budget search box and it will only bring up properties where the budget is unlikely to be above £1,000pm. Just bear in mind the following points:
- The mortgage estimate is based on the lowest rate available for your given deposit and is not confirmation that you could apply for that mortgage or that it would be the best deal for you.
- The Budget Calculator initially shows the minimum deposit and minimum initial share for each property, but you can vary both the deposit and share (where possible) and press the UPDATE button to see how this will affect your monthly budget. For example, a larger deposit will reduce the mortgage, whereas increasing your share will reduce the rent.
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Search for Shared Ownership Property
Search by deposit and monthly payments
Every shared ownership property at sharetobuy.com comes with a blue toolbar called a 'budget calculator'. This lets you adjust the deposit and share and instantly see the estimated monthly cost.
Start searching using the tool on the left hand side. Where no properties are available, you can sign up for email alerts when new homes appear.
Why we are different
Share to buy ltd are mortgage brokers authorised and regulated by the Financial Services Authority. This means that we can display properties using real-time mortgage data on likely required deposit and the potential monthly cost.
Read more about our shared ownership mortgage service.
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