Shared ownership mortgage calculator
For part buy part rent mortgages (including shared ownership and resales)
Welcome to our Mortgage affordability calculator. This calculator is designed to give you a guide as to whether a given mortgage is likely to be judged as affordable by mortgage lenders. As the mortgage calculators provided by lenders will provide differing loan amounts based on the same information, our calculator cannot provide a definitive answer. However, in the results you can see by how much you are in front or behind on affordability for the amount requested. If this is within £100 and you have been offered a property or are on the shortlist, then it may well be worth using our Mortgage Comparison Tool and submitting an agreement in principle application.
Please note that the calculator is for illustrative purposes only and does not guarantee that you will be able to obtain a mortgage of this amount. The Share to Buy affordability calculator will only give you an indication of how much you may be able to borrow, based on the results from a range of mortgage lenders' calculators. The actual amount that you may be able to borrow may be more or less than the amount shown and will depend on the amount of your deposit, a mortgage lender's own affordability calculations as well as the mortgage lender's own credit check and credit scoring. Mortgage lenders calculators can vary considerably and could be 5% more than ours or 10% less, depending on the lender.