London Home Show Blog: Barclays UK
Tuesday 13th September 2016
Helping you buy your first home
Buying your first home means making big decisions:
• Where should I live?
• Which property should I make my home?
• How will I pay for it?
At Barclays, we’re helping first time buyers to feel a little more confident when it comes to making those big decisions.
We will be on-hand at the London Home Show 2016, with a team of Mortgage Advisors throughout the day to offer support and guidance to help you understand your property needs and how much you could afford to borrow.
Mortgages designed for first-time buyers
In preparation, I’ve listed below some of our mortgages designed for first-time buyers, to give you an idea of what options might be available to you. As well as offering traditional and specialist fixed rate and tracker mortgages, we also work closely with Government initiatives such as Help to Buy and shared ownership.
- Family Springboard mortgage
A mortgage that enables your family to help you get on the property ladder without having to spend their savings.
- Helpful Start
Apply for a joint mortgage with members of your family to help you afford the mortgage for the property you want to buy.
- Help to Buy London (Equity Loan)
he government’s London Help to Buy could give your deposit a boost with a contribution of up to 40% for properties in London.
- Help to Buy (Equity Loan)
he government’s Help to Buy could give your deposit a boost with a contribution of up to 20%, with schemes available in England and Wales, and 15% in Scotland.
- Shared Ownership
Buying a share of a property with a housing association means you can apply for a smaller mortgage amount – and increase your share later if you choose to.
- Buying with othes
Can’t afford a mortgage by yourself? Buying with someone else can help you take that first big step on to the property ladder.
Try our first-time buyer centre
If you can’t wait until the London Home Show, visit Barclays.co.uk/mortgages where we’ve created a first-time buyer centre, which provides you with information that’ll help you feel more confident in your search to buy your first home.
We’ll help you to understand:
- The mortgage options available
- Understand how much you can afford
- Tools and tips for every stage of the process
6th January 2018
The London Home Show Spring 2018 takes place on Saturday 3rd March at the QEIIC, Westminster, 11am – 5pm. The event, supported by the Mayor of London, is the No.1 event for first time buyers in the capital.
20th December 2017
Tickets are now available for the London Home Show Spring 2018. The London Home Show is the no.1 event for first time buyers in London, and takes place on the 3rd March 2018 at the Queen Elizabeth II Centre Westminster. It's free to attend, register today to get your FREE tickets.
20th September 2017
Shared Ownership Week returns for its fifth year, 21st - 27th September. Shared Ownership week raises awareness this home ownership scheme which offers a life line to thousands of first time buyers.
19th September 2017
Countdown to the London Home Show Autumn 2017: Our sponsor Crest Nicholson give you the low down on their fantastic development Dylon Works, available via Help to Buy London.
FIRST STEPS is committed to the promotion of all types of accessible housing in London. We want to make the journey into your new home as simple as possible and to be sure that you know what to look for when searching for an affordable accessible home. All developments must be rated according to the type of accessibility they offer. That is why we have the following guide, based on the information provided in the Mayor of London's Accessible Housing Register, to help you understand what the rating of each property actually means.
A - Wheelchair Accessible Throughout
Meets the design standards from the Wheelchair Housing Design Guide which superseded the Housing Corporation wheelchair design standards. These properties have been designed to meet latest wheelchair accessible housing design standards, offering extra space and full access to all rooms and facilities. This standard provides more space than previous wheelchair housing design guidance and also ensures that all rooms are accessibly. In view of the high density of new build housing stock in London, the parking features have been excluded from this category. This will enable wheelchair accessible homes built above ground floor level to be categorised as such.
B - Wheelchair Accessible essential rooms
Complies with the Wheelchair Housing Design Guidance within the Housing Corporation Scheme Development Standards. Properties designed of adapted to provide access for wheelchair users to essential facilities of the property (that is, a bedroom, bathroom, toilet, living room and kitchen). Other rooms in the house such as additional bedrooms or bathrooms may not be wheelchair accessible.
C - Lifetime Homes
Meets the space standards of the Lifetime Homes developed by the Joseph Rowntree Foundation. Designed to meet the space standards of Lifetime Homes. Main features include a level approach/entrance and wider doorways. This category will capture all new general needs housing built to Lifetime Homes standards. Properties achieving this category will not necessarily meet all Lifetime Homes design guidance as the LAHR framework does not assess features other than space and access. Properties may have an internal flight of stairs. If so, these will be wide enough to accommodate future provision of a stair lift subject to technical feasibility.
D - Easy Access
Compatible with the design standards in Mobility Standard Housing (1974) produced by the DoE and Housing Corporation Scheme Development Standards (pre-1999) and Part M of Building Regulations (2000). The main features of these properties include a level approach to the entrance, wider doorways and more space than in general needs housing. These properties may also have an internal flight of stairs and if so, there is enough space to accommodate future provision of a stair lift subject to technical feasibility.
E - Step Free
No published access design guidance. These are properties that are considered general needs housing but have a level approach/entrance into the property and throughout. Properties in this category that have an internal flight of stair will be likely to accommodate future provision of a stair lift subject to technical feasibility.
E+. Minimal steps
No published access design guidance. Properties that do not meet any accessibly housing design guidance and have a limited number of steps to enter the property. Properties in this category will have no more than four steps to access the front door and are likely to be ground floor properties or properties in a block with a lift and a small number of communal or property front door steps.
F - General Needs
General needs housing does not meet any of the above criteria. Properties in this category will have more than four steps or a ramp access that is steeper than 1:10 to access the property front door. These properties should be marketed with the number of steps to access the property as this will provide an additional factor for helping people choosing what to bid for.
The Accessible Housing Register captures the essential information which determines the category awarded to a property. Additional information is also collected. This includes:
- Details of major adaptations such as level access showers and stair lifts
- Private garden or balcony
- Proximity to local shops
- Proximity to public transport