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Getting started with affordable housing – an ideal place to start your journey

Share to Buy aims to deliver a ‘one stop shop’ where you can search for affordable properties and potentially find a mortgage to buy them with. As we are also the official website of the Mayor of London’s First Steps home ownership brand, we are the only website which has all available affordable homes for sale in the capital.

What does ‘affordable’ really mean?

You have probably come to because you have heard that there are schemes to help people who may not be able to afford the often steep deposits required to purchase a home. When we say ‘affordable’, we are referring to the main Government backed home ownership schemes: shared ownership (otherwise known as ‘part buy part rent’) and shared equity (of which the main scheme is currently Help to Buy).

These schemes are regarded as ‘affordable’ because you can generally put down a significantly smaller deposit than when you buy in the traditional fashion; moreover, the rent on part rent part buy schemes and other schemes such as rent to buy is generally discounted below market level.

Uniquely, Share to Buy uses its experience as a shared ownership mortgage broker to display all properties on the site showing robust affordability information, including an estimate of the minimum deposit you are likely to need to buy each home.

Where do you want to buy?

Please note:

  • If you are looking to buy in London, Share to Buy provides the official property portal of First Steps, the Mayor of London's brand for affordable home ownership in the capital. Go to to check eligibility for First Steps; register for a user account and search for London shared ownership and shared equity properties.
  • If you are buying in the rest of England, where affordable home ownership schemes are branded as 'Help to Buy', go to to search for shared ownership properties, compare mortgages for part buy part rent, and find details of solicitors specialising in the Homebuy schemes.

Further reading

Read about the two main low cost home ownership schemes: part buy part rent and shared equity. Alternatively, you can watch our introductory video or like us on Facebook which will enable you to research our shared ownership mortgage calculator.


Share to Buy Ltd is authorised and regulated by the Financial Conduct Authority. FCA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business.

For further information, contact us or write to: Share to Buy, PO Box 11998, Sudbury CO10 3BS. Registered in England and Wales no: 04909788.