Our Graduate Network mortgages
If you have previously taken out a mortgage via Share to Buy ltd from our range of graduate mortgages provided in association with either Britannia or Co-op Bank, we can confirm that there we are no longer arranging mortgages of this type for new customers. However, if you are an existing customer who already has such a mortgage, we continue to offer advice should you wish to consider your options around re-mortgaging or buying a new home. Please contact us to explore further.
20th September 2017
Shared Ownership Week returns for its fifth year, 21st - 27th September. Shared Ownership week raises awareness this home ownership scheme which offers a life line to thousands of first time buyers.
19th September 2017
Countdown to the London Home Show Autumn 2017: Our sponsor Crest Nicholson give you the low down on their fantastic development Dylon Works, available via Help to Buy London.
18th September 2017
Countdown to the London Home Show Autumn 2017: Hear Marco and Olga's story about buying their first home for their young family with Notting Hill Sales.
16th September 2017
Countdown to the London Home Show Autumn 2017: L&Q's Lucy Chitty dispells some of the myths about home ownership.
More information on graduate mortgages
There is no such thing as ‘graduate mortgage lenders’ but over the years various lenders, such as Scottish Widows Bank, have targeted people leaving university. This is common practice in other areas of financial services such as current accounts and particularly in recruitment where graduate-specialist firms are common. Share to Buy ltd has previously provided access to a range of exclusive 90% graduate mortgages and we are now seeking another suitable lender.
Will student debt impact on my mortgage application?
In our experience, student loans do not normally make the difference between a successful or unsuccessful mortgage applications. This is because student debt has historically been priced below market rates and is often taken directly out of pay packets. Indeed, it has normally been other privately arranged debt, particularly credit cards and loans, which have affected graduates’ affordability when applying to a lender (in our anecdotal experience).