Share Price £106,498 (from 50% Min. Share)

Full Value £212,995 | £5,325 Min. Deposit

Scheme: Shared Ownership

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Bakersfield - 3 bed house in Wigan - Wigan

place Bakersfield, Cale Lane, WN2 1HD

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The Alton would suit families or couples looking for a larger home


Eligibility

You are eligible to purchase a Home Reach property in England or Wales if:

· Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)

· You have a deposit (at least 5% of the share value)

· You are a first-time buyer or used to own a home, but cannot afford to buy outright now

· The shared ownership property will be your principle and only home

· You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.


Description

This three bedroom home offers 2 ½ floors of flexible living. A fitted kitchen and dining area overlook the front of the home whilst the spacious lounge, featuring French doors leading out to the rear garden, completes the ground floor.

Two double bedrooms and a family bathroom occupy the first floor. The master bedroom is the entire second floor with a separate dressing area and en-suite shower room.

Service charge outlined on this portal is heylo’s admin and building insurance fee. Estate and Service charge fees (if applicable) are available from the sales team on site.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots please speak to a sales advisor for more information**


Key Features

  • 2 1/2 floors
  • Open plan fitted kitchen/diner
  • Separate living area with french doors onto the rear garden
  • Ensuite to the master
  • Zanussi integrated stainless steel oven/stainless steel gas hob/stainless steel splashback/Electrolux 60cm extractor hood
  • Honeywell fully programmable gas central heating
  • Mains operated smoke alarms to hallways and landing as per electrical drawing

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Calculate Monthly Cost

Share price
£ 106,498
Min. £106,498
Share percentage
Min. 50%
Your deposit
Min. £5,325
Monthly cost*
£820
Cost breakdown
£244
Rent
£45
Service charge
£531
Mortgage*
Calculated using a representative rate of 3.94%
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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.