Share Price £183,750 (from 75% Min. Share)

Full Value £245,000 | £9,188 Min. Deposit

Scheme: Shared Ownership Resales

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2 bedroom apartment in Wycombe - Wycombe

place ROSE COURT, WENLOCK CLOSE, HP13 7PL

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2 bed apartment with enviable views


Eligibility

Minimum household income requirement: £40,679^

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://helptobuyagent3.org.uk/user/. You will need to provide your HTB reference when completing the application process.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

Priority: Priority is given to first time buyers.


Description

***Please quote ROS421 when enquiring.***

- Introduction -

Looking to step onto the property ladder? Struggling to save for a deposit? This enviable two bed apartment in a popular development, might be the answer and is too good to miss! Imagine enjoying warm summer evenings from your own balcony with outstanding panoramic views. With neutral decoration throughout, just add you for a new place to call home!

- What the owner says -

“Amazing views of High Wycombe and towards the Chiltern Hills from the full length of the balcony. Large kitchen/ dining room with integrated fridge/freezer and washing machine.”

- Full description –

Shared ownership is a government backed scheme that can be a stepping stone to completely owning your own home. If you’re finding it difficult to save for a deposit this is a great option as the amount you’ll need is based on the share you’re buying.

Two-bed apartment (first floor)

Entrance hallway with storage and televisual entry system.

Open plan kitchen/living room (4.0 x 3.5m) benefits from French doors opening on to your own balcony.

Kitchen (3.3m x 3.5m) has matching wall and base units and contrasting worktops. Integrated appliances included are a fridge/freezer and a washing machine.

Master bedroom (3.55m x 3.05m) has a storage cupboard and a floor-length window to the rear aspect.

Second bedroom (2.44m x 5.7m) with a floor-length window to the rear aspect.

Bathroom has a bath with overhead shower, glass shower screen, wash hand basin and a WC.

Carpets are fitted to the bedrooms. Vinyl flooring is laid to the kitchen/living room and the bathroom.

Gas central heating.

Communal garden has a children’s play space.

Street parking available.

- Costs –

PRICE - £183,750*

RENT - £114.16pm

SERVICE CHARGE - £136.46**

*This represents a 75% share of the full open market value of £245,000

**This includes: management charge, service charge, building insurance and sinking fund. Rent and service charges are reviewed annually.

- General Information -

Tenure: Leasehold

Lease: 125 years from 1st April 2015

Years remaining on lease: 120 approx.

Approximate internal area: 68 sq. m.

Local authority: Wycombe District Council

Council tax band: C

EPC rating: B (84)

- Terms, conditions and requirements -

Minimum household income requirement: £40,679^

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://helptobuyagent3.org.uk/user/. You will need to provide your HTB reference when completing the application process.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

Priority: Priority is given to first time buyers.


- Viewings -

In addition to the financial assessment, a virtual tour is required before any physical viewing can take place.

Virtual and physical viewings are held strictly by appointment - call today for more information.

Only those who have physically viewed the property are able to apply. If you have viewed and would like to apply please register your interest with the Resales Team.


Key Features

  • *£183,750 for a 75% share*
  • 75% share available under the shared ownership scheme
  • Viewing is highly recommended
  • Excellent starter home
  • Walking distance to public transport
  • Easy access to High Wycombe
  • No onward chain
  • You can purchase more shares up to 100% when the time is right for you

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Calculate Monthly Cost

Share price
£ 183,750
Min. £183,750
Share percentage
Min. 75%
Your deposit
Min. £9,188
Monthly cost*
£1,166
Cost breakdown
£114
Rent
£136
Service charge
£916
Mortgage*
Calculated using a representative rate of 3.94%
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Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.