Share Price £104,000 (from 40% Min. Share)

Full Value £260,000 | £5,200 Min. Deposit

Scheme: Shared Ownership Resales

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2 bedroom house in Wallingford - Oxfordshire

place Imray Place, OX10 9FW

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One Housing Group

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2 double bedroom ground floor apartment


Eligibility

Eligibility Criteria

* Household income must not exceed £80,000 (outside of London) or £90,000 (in London)

* Must pass the One Housing financial assessment (done after receiving the application, which can only be submitted after viewing the property)

* No cash buyers

* No pets

* Applicants must be able to afford their purchase, and sustain their housing costs

* Applicants are primarily expected to be first time buyers, though some applicants who own or have previously owned a home may be eligible, including existing shared owners

* Applicants must be unable to purchase a property suitable to meet their needs on the open market

* Priority will be given to Armed Forces personnel (serving military personnel and former members of the British Armed Forces discharged in the last 2 years) and then on a first come first serve basis

Please be advised that if all applicants meet the criteria above the property will be offered on a first come first serve basis, this means that the first eligible applicant who submits an application will be nominated as the buyer.


Description

40% Share: £104,000

Rent: £344.12

Service Charges: £151.03

Lease 125 Years from 1 December 2016

A 2 double bedroom ground floor apartment. Located within walking distance of the market town of Wallingford. Walking distance to the River Thames and local amenities including bars and restaurants.

The spacious hallway has ample storage and own front door.

2 good size double bedrooms with a modern bathroom with shower over bath. The kitchen is open and bright with modern units and integrated appliances including dishwasher. Spacious living room offers plenty of light and french doors open onto communal garden. Gas central heating throughout. Allocated parking space as well as additional visitor space as needed.

Eligibility Criteria

* Household income must not exceed £80,000 (outside of London) or £90,000 (in London)

* Must pass the One Housing financial assessment (done after receiving the application, which can only be submitted after viewing the property)

* No cash buyers

* No pets

* Applicants must be able to afford their purchase, and sustain their housing costs

* Applicants are primarily expected to be first time buyers, though some applicants who own or have previously owned a home may be eligible, including existing shared owners

* Applicants must be unable to purchase a property suitable to meet their needs on the open market

* Priority will be given to Armed Forces personnel (serving military personnel and former members of the British Armed Forces discharged in the last 2 years) and then on a first come first serve basis

Please be advised that if all applicants meet the criteria above the property will be offered on a first come first serve basis, this means that the first eligible applicant who submits an application will be nominated as the buyer.


Key Features

* 2 Double Bedrooms

Walking distance form Wallingford Market Town

Integrated Appliances

French Doors onto communal garden

Allocated parking with visitor parking


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Calculate Monthly Cost

Share price
£ 104,000
Min. £104,000
Share percentage
Min. 40%
Your deposit
Min. £5,200
Monthly cost*
£1,013
Cost breakdown
£344
Rent
£151
Service charge
£518
Mortgage*
Calculated using a representative rate of 3.94%
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Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.