Share Price £134,750 (from 35% Min. Share)

Full Value £385,000 | £6,738 Min. Deposit

Scheme: Shared Ownership Resales

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2 bedroom apartment in Sutton

place Charlotte House, 303 High Street, SM1 1AT

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Optivo Resales

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Optivo are delighted to offer for sale this well-presented 2 bedroom apartment in Sutton Built of Brick and reinforced concrete construction


You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum when eligible to purchase.

You are unable to purchase a suitable home to meet your housing needs on the open market.

You do not already own a home or you will have sold your current home before you purchase or rent.

To purchase this 45% minimum share you will need a minimum joint household income of £38,442 and available savings of £6,738 for a 5% mortgage deposit.


The current market value is £385,000 for 100%. The minimum 35% share available is priced at £134,750, current rent payable £620.04 pcm, rent is subject to annual reviews. Service charges are currently £99.69 pcm and Ground rent £43.75 pcm.

Viewings by appointment only. Please note Social Distancing measures need to be followed. Contact for the vendors details.

If you would like to apply after you have conducted a viewing, a PDF writable application form can be saved from the Brochure Section on this advert. Please email a fully completed copy to

Application forms need to be returned to Optivo ASAP - on a first come first served basis

Please note though that if a high volume of applications is received, the deadline might be brought forward.

*Please note the successful applicant will be required to pay a £250 non-refundable reservation fee once offered the property.

Local information

This two bedroom second floor flat with en-suite and balcony is located in a block on the High Street Sutton with shops below situated near a variety of eateries and the shopping centre with large department stores for convenient shopping for all. This property is well located for public transport as near local bus routes and Sutton main line train station within walking distance.

Key Features


This 11 Story purpose built block is built of brick and reinforced concrete construction. The block has 2 roof terraces, 2 lifts and CCTV within the building. The windows are UPVC double glazed. Electric Heating with HIU.

Kitchen/Reception 3.7m x 6.3m + 2.4m x 2.96m

Bedroom 1 4.0m x 3.55m

Ensuite 2.1m x 1.8m

Bedroom 2 3.8m x 3.5m

Bathroom 2m x 2.2m

Hallway including cupboard 1.4m x 3.3m + 3.5m x 1.1m

Balcony 3.4m x 2.4m

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Property brochure 1


F – General Needs

General needs housing does not meet any of the above criteria. Properties in this category will have more than four steps or a ramp access that is steeper than 1:10 to access the property front door. These properties should be marketed with the number of steps to access the property as this will provide an additional factor for helping people choosing what to bid for.

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Share price
£ 134,750
Min. £134,750
Share percentage
Min. 35%
Your deposit
Min. £6,738
Monthly cost*
Cost breakdown
Service charge
Calculated using a representative rate of 3.94%

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Optivo Resales

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The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.