Share Price £82,000 (from 40% Min. Share)

Full Value £205,000 | £4,100 Min. Deposit

Scheme: Shared Ownership Resales

Under offer

1 bedroom apartment in Wycombe - Wycombe

place Rose Court, Wenlock Close, HP13 7PL

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Perfectly placed one-bed apartment in Wycombe, offering history, nature and a nurturing lifestyle


Eligibility

Minimum household income requirement: £24,663^

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://helptobuyagent3.org.uk/user/ You will need to provide your HTB reference when completing the application process.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

Pets: Pets are not permitted in buildings with communal areas.


Description

***Please quote ROS627 when enquiring.***

- Introduction -

Tired of renting with nothing to show for it? Why not make this one-bed apartment with perfect balcony views the place to call your home? With local conveniences close by and plenty of open green spaces in surrounding areas, providing you that perfect balance for socialising and relaxing, why not take a look?

- What the owner says -

“From the West-facing balcony there’s an amazing view of High Wycombe. Tylers Green, Penn and Hazlemere are a few minutes’ drive away with lots of countryside walks nearby. The retail park is easily accessible and the Town Centre, with The Eden Shopping Centre only a 10-minute drive away.

The balcony is the width of the property and boasts amazing views of High Wycombe. Local amenities are all within a 10-minute drive of the property. This home is also easy to maintain and is perfect for first time buyers.”

- Full description –

Shared ownership is a government backed scheme that can be a stepping stone to completely owning your own home. If you’re finding it difficult to save for a deposit this is a great option as the amount you’ll need is based on the share you’re buying.

One-bed first floor apartment.

Entrance hallway with televisual entry system.

Open plan kitchen/living room boasts French doors opening on to your own balcony.

Kitchen has built-in units and worktops, integrated appliances including gas hob and electric cooker, washing machine, tumble dryer and fridge/freezer.

Bedroom with fitted wardrobe and window overlooking the development.

Bathroom has bath with overhead shower and shower screen, partially tiled walls, wash hand basin and WC.

Carpet is fitted to the bedroom. Wooden flooring is laid to the living areas and kitchen. Vinyl is laid to the bathroom.

Gas central heating.

Communal gardens.

Allocated parking bay.

- Costs –

PRICE - £82,000*

RENT - £219.18pm

SERVICE CHARGE - £135.16pm**

*This represents a 40% share of the full open market value of £205,000

**This includes: management charge, service charge, building insurance and sinking fund. Rent and service charges are reviewed annually.

- General Information -

Tenure: Leasehold

Lease: 125 years from 1st April 2015

Years remaining on lease: approx. 120

Approximate internal area: 46 sq. m.

Local authority: Wycombe District Council

Council tax band: B

EPC rating: B (83)

- Terms, conditions and requirements -

Minimum household income requirement: £24,663^

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://helptobuyagent3.org.uk/user/ You will need to provide your HTB reference when completing the application process.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

Pets: Pets are not permitted in buildings with communal areas.


- Viewings -

In addition to the financial assessment, a virtual tour is required before any physical viewing can take place.

Virtual and physical viewings are held strictly by appointment - call today for more information.

Only those who have physically viewed the property are able to apply. If you have viewed and would like to apply please register your interest with the Resales Team.


Key Features

  • *£82,000 for a 40% share available under the shared ownership scheme*
  • You can purchase more shares up to 100% when the time is right for you
  • Viewing is highly recommended
  • Excellent starter home
  • Balcony with enviable views
  • Allocated parking bay
  • Walking distance to public transport
  • Easy access to the M40 providing direct access to London and beyond

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Calculate Monthly Cost

Share price
£ 82,000
Min. £82,000
Share percentage
Min. 40%
Your deposit
Min. £4,100
Monthly cost*
£763
Cost breakdown
£219
Rent
£135
Service charge
£409
Mortgage*
Calculated using a representative rate of 3.94%
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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.