Share Price £99,000 (from 45% Min. Share)

Full Value £220,000 | £4,950 Min. Deposit

Scheme: Shared Ownership Resales

Under offer

1 bedroom apartment in Harlow - Essex

place Iceni Square, Harlow, CM18 7FL

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Home Group Resales

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This attractive one-bedroom first flat is ideally located within an established residential area of Harlow in Essex


Eligibility

Minimum household income requirement: 27,670^

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South three – https://helptobuyagent3.org.uk/user/. You will need to provide your HTB reference when completing the application process.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

Pets: Pets are not permitted in buildings with communal areas.


- Viewings -

In addition to the financial assessment, a virtual tour is required before any physical viewing can take place.

Virtual and physical viewings are held strictly by appointment - call today for more information.

Only those who have physically viewed the property are able to apply. If you have viewed and would like to apply please register your interest with the Resales Team.


Description

Looking to step onto the property ladder? This attractive one-bedroom flat is ideally located within an established residential area of Harlow in Essex. In the immediate area you will find a parade of shops, bus services and convenient access to Epping tube station and Harlow town station. The property provides convenient road links to the M25 and M11.


Key Features

Shared ownership is a government backed scheme that can be a stepping stone to completely owning your own home. If you’re finding it difficult to save for a deposit this is a great option as the amount you’ll need is based on the share you’re buying.

Entrance hallway (3.3m x 3.1m) with a telephone door entry phone. Large built in utility cupboard with ceramic tiled floor.

Open plan lounge, dining area (7.4m x 3m) benefits from double glazed bay window on two elevations and excellent balcony space (3m x 2.4m).

Kitchen (3m x 2.4m) with co-ordinating wall and base units and black granite effect work surfaces. Appliances include integrated gas cooker and hob. Dishwasher included as part of the sale.

Master bedroom (4.9m x 2.7m) has double glazed windows with views of the communal gardens.

Family bathroom (2.1m x 2m) has a bath with overhead shower, glass shower screen, wash hand basin and a low level W.C.

Carpets are fitted to the bedroom. Wooden flooring is laid to the entrance, hall, living area/kitchen and bathroom

There is an allocated parking space in the shared parking area on the west side of the building.


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Calculate Monthly Cost

Share price
£ 99,000
Min. £99,000
Share percentage
Min. 45%
Your deposit
Min. £4,950
Monthly cost*
£99,563
Cost breakdown
£99,000
Rent
£70
Service charge
£493
Mortgage*
Calculated using a representative rate of 3.94%
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Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.