Share Price £162,500 (from 50% Min. Share)

Full Value £325,000 | £8,125 Min. Deposit

Scheme: Shared Ownership Resales

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2 bedroom apartment in Berkshire

place Wiltshire Place, RG40 1EP

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Home Group Resales

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This two-bed first floor apartment is part of a small block offering a safe and secure feeling. The local town is a few minutes' walk providing access to local amenities. 50% share available.


Shared ownership is a government backed scheme that can be a stepping stone to completely owning your own home. If you're finding it difficult to save for a deposit this is a great option as the amount you'll need is based on the share you're buying.

Entrance with secure telephone entry
Living room has a large bay window with views out onto the cul-de-sac and gardens.
Kitchen and dining room are open plan with gas hob, electric cooker and separate stainless steel extraction hood. Built in units with contrasting worktops, an integrated washer and dryer and a freestanding fridge freezer.
Master bedroom which has fitted wardrobes, an en-suite and views of the rear communal gardens.
2nd bedroom with views of the communal gardens.
Family bathroom with WC, bath and overhead shower
Gas central heating
Communal gardens with a shed
Allocated off street parking

- Costs -
PRICE - £162500*
RENT - £194.8pm
*This represents a 50% share of the full open market value of £325000
**This includes: management charge. insurance charge, sinking fund and service charge. Rent and service charges are reviewed annually.

- General Information -
Tenure: Leasehold
Lease: 125 years from 1 April 2012
Years remaining on lease: 117 approx.
Approximate internal area: 66 sq. m.
Local authority: Wokingham Borough Council
Council tax band: D
EPC rating: B (83)
Ground rent: £200.00 pa

- Terms, conditions and requirements -

Minimum household income requirement: 37472.68^

Deposit: If you will be obtaining a mortgage you will need at least £ in savings (i.e. a 5% deposit).

^If your deposit is more than 5%, the minimum income requirements may be less. Please contact us for further details.

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group's buyer approval process. These assessments are carried out remotely by The Mortgage People Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South You will need to provide your HTB reference when completing the application process.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

- Viewings -
In addition to the financial assessment, a virtual tour is required before any physical viewing can take place.

Virtual and physical viewings are held strictly by appointment - call today for more information.

Only those who have physically viewed the property are able to apply. If you have viewed and would like to apply please register your interest with the Resales Team.

Key Features

  • *£162500 for a 50% share under the shared ownership scheme
  • Secure telephone entry system.
  • Open plan kitchen/dining area
  • Master bedroom with en-suite
  • Allocated off street parking
  • Communal gardens
  • Walking distance to public transport and tube stations
  • Easy access to local and surrounding towns

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Share price
£ 162,500
Min. £162,500
Share percentage
Min. 50%
Your deposit
Min. £8,125
Monthly cost*
Cost breakdown
Service charge
Calculated using a representative rate of 3.94%

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Home Group Resales

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The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.