Share Price £129,000 (from 60% Min. Share)

Full Value £215,000 | £6,450 Min. Deposit

Scheme: Shared Ownership Resales

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2 bedroom apartment in Bedford - Bedfordshire

place Pilgrims House, Horne Lane, MK40 1AT

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Two Bedroom Apartment in Bedford available to purchase through the Shared Ownership scheme


You may be eligible for this property if:

  • You have a gross household income of no more than £90,000 per annum.
  • You are unable to purchase a suitable home to meet your housing needs on the open market.
  • You do not already own a home or you will have sold your current home before you purchase or rent.


This two bedroom first floor apartment is situated in Bedford, Bedfordshire and is available to purchase through the Shared Ownership scheme.

Full Market Value:£215,000

Share Available: 60%

Monthly Rent:£198.95

Monthly Service Charge:£139.56

All applicants will need to be registered and approved by Help to Buy - this can be done on their website 'Help to Buy Agent 3'.

Virtual Tour:

About the Property

First Floor: Entrance Hall, Kitchen/Lounge, Two Bedrooms, one with en suiteShower Room, Bathroom

Outside: Allocated Parking Space.

Local Information

Bedfordis thecounty townofBedfordshire, England. The town has a population of around 80,000, whereas theBorough of Bedford had a population of 169,912 in mid 2017 together withKempston.

Bedford boasts an array of shops, pubs and leisure facilities which are all in close proximity to this property. The beautiful River Ouse, with its picture postcard embankment, is popular for leisurely walks and within easy reach. The property location is ideal if you work in the town or want to be within easy reach of everything Bedford has to offer.

Bedford is on theMidland Main Line, with stopping services to London and Brighton operated byThameslink, and express services to London and the East Midlands operated byEast Midlands Trains. Trains are available from Bedford Train Station to London St Pancras in approximately 38 minutes.

Shared Ownership, how does it work?

If buying a home seems out of reach, Shared Ownership* could be the answer and offers a great alternative to renting. This property has a 60% share available to purchase, and you will pay a subsidised rent on the remaining share, as displayed above.

In the future you can purchase further shares in your home** or sell your share and move on.

*Properties are offered as leasehold.

**Some properties are restricted to the level of share you can purchase.

Please note: Your home may be repossessed if you do not keep up repayments on your mortgage.

All applicants will need to be approved by Help to Buy at their website.

Key Features

  • Available Now
  • Shared Ownership
  • 60% Share Available
  • Local Amenities Nearby

Download Documents

Link to the floor plan Energy Certificate
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Calculate Monthly Cost

Share price
£ 129,000
Min. £129,000
Share percentage
Min. 60%
Your deposit
Min. £6,450
Monthly cost*
Cost breakdown
Service charge
Calculated using a representative rate of 3.94%

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The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.