Share Price £125,000 (from 50% Min. Share)

Full Value £250,000 | £6,250 Min. Deposit

Scheme: Shared Ownership Resales

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2 bedroom house in Berkshire

place RICHMOND AVENUE,, Thatcham, RG19 3UG

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An attractive family home with allocated PARKING in the desirable area of Thatcham. It sits in a quiet cul-de-sac and boasts views onto a paved rear garden.


Eligibility

Minimum household income requirement: £31,781.64pa

 

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.  

 

We will not carry out any credit checks or contact any reference agencies without your written consent.

 

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://www.helptobuyagent2.org.uk/apply-online. You will need to provide your HTB reference when completing the application process.

 

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

 


Description

***Please quote RICH209 when enquiring.***

 

- Introduction -

 

Introducing an attractive family home with allocated PARKING in the desirable area of Thatcham. It sits in a quiet cul-de-sac and boasts views onto a paved rear garden. This accommodation features a kitchen, lounge, entrance hall and WC on the ground floor. The upstairs has two generous sized bedrooms with en-suite bathrooms. A plethora of amenities nearby including Newbury racecourse are just a stone’s throw away.

 

- What the owner says -

“The house is not overlooked as at the rear of the property there is a small piece of land with a walkway.  Additionally, there are two allocated parking spaces and one for visitor. This house is situated in a nice quiet cul-de-sac.  There are two nice sized bedrooms with en-suites, plus the property has three toilets”.

 

- Full description –

 

Covered porch and soft closing front door leads to airy entrance hall.

Spacious lounge with electric fireplace, alcove ceiling and laid with stunning wooden floor with patio doors opening to the rear garden.  

Kitchen has coordinating wall and base units with contrasting worktops and tiled splashbacks. Electrical appliances include electric cooker and gas hob, extractor fan, fridge freezer, dishwasher and washing machine.

Downstairs WC with radiator and wash basin.

Bedroom one with fitted carpet, radiator and double glazed windows overlooking the front and rear garden.  

Bedroom two with fitted carpet, radiator and double glazed windows overlooking the front and rear aspect of the property.

En-suite bathrooms each have bath, partially tiled wall wash basin with under sink storage and WC.

Fitted carpets laid to bedroom and stairs, wooden flooring laid to the lounge, tile to the kitchen and vinyl to the bathroom.,

Gas central heating plus electric fire place in the lounge.

Gardens at front and rear along with private paved patio. Storage shed.

Two allocated parking bays.

 

- Costs –

PRICE - £125,000*

RENT - £314.24pm

SERVICE CHARGE - £25.45pm**

*This represents a 50% share of the full open market value of £250,000

**This includes: sinking fund, management charge, insurance charge, service charge. Rent and service charges are reviewed annually.

 

- General Information -

Tenure: Leasehold

Lease: 99 years from 12th October 2001

Years remaining on lease: 80 approx.

Approximate internal area: 65 sq. m.

Local authority: West Berkshire Council

Council tax band: C

EPC rating: C (76)

 

- Terms, conditions and requirements -

 

Minimum household income requirement: £31,781.64pa

 

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.  

 

We will not carry out any credit checks or contact any reference agencies without your written consent.

 

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://www.helptobuyagent2.org.uk/apply-online. You will need to provide your HTB reference when completing the application process.

 

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

 


- Viewings -

In addition to the financial assessment, a virtual tour is required before any physical viewing can take place.

 

Virtual and physical viewings are held strictly by appointment - call today for more information.

 

Only those who have physically viewed the property are able to apply. If you have viewed and would like to apply please register your interest with the Resales Team.


Key Features

*£125,000 for a 50% share available under the Shared Ownership scheme

Private paved rear garden which is not overlooked

Stunning electric fireplace

Two allocated off-street parking bays

Located in a quiet cul-de-sac

Served by Newbury Racecourse station (1.2 miles) and Thatcham station (1.7 miles)

Easy access to A4 and M4 motorway

You can purchase more shares up to 100% when the time is right for you


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Calculate Monthly Cost

Share price
£ 125,000
Min. £125,000
Share percentage
Min. 50%
Your deposit
Min. £6,250
Monthly cost*
£962
Cost breakdown
£314
Rent
£25
Service charge
£623
Mortgage*
Calculated using a representative rate of 3.94%
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Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.