Share Price £74,000 (from 40% Min. Share)

Full Value £185,000 | £3,700 Min. Deposit

Scheme: Shared Ownership Resales

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1 bedroom apartment in St Lawrence - Essex

place Princess House, Cole Court, SS2 6BQ

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! bedroom second floor flat with allocated parking


Eligibility

Applicants must be registered with Help to Buy and have been assessed as eligible for the Shared Ownership Scheme.

Applicants will be required to satisfy an affordability assessment, arranged by CHP, prior to viewing. By expressing your interest in this property, you are agreeing to CHP forwarding your details to SRC Financial for the purposes of assessing your affordability. For further information on how we use/share your data please contact our Data Protection Officer at dpo@chp.org.uk.

In the event of over subscription, CHP will apply the Priority Allocation Process. Priority will be given to MOD personnel and those with a local connection to Southend-on-Sea, Essex and a1 bedroom need.

Applicants must be able to provide proof of earnings and deposit, proof of their current address and proof that they are permitted to live in the UK.

VIEWING DAY SATURDAY 26th June 2021


Strictly by Appointment Only

Viewings are subject to having a Help to Buy reference number and passing an initial affordability assessment. Both must be in place before the closing date. Closing date for applications is Thursday 24th June at 12 noon. Any applications received after this date will not be considered.


Description

A modern second floor flat which comprises of a hall, kitchen, lounge, bedroom and a bathroom. There is allocated parking. The property further benefits from UPVC double glazing and gas central heating. The property is situated in Southend-on-Sea and is close to local amenities and schools. There are also good transport links close to the property;

Lounge

Television point, Laminate flooring;

Kitchen

Fitted kitchen with a range of wall and base kitchen units, Stainless steel sink and drainer, Laminate flooring;

Bedroom One

Carpet flooring;

Bathroom

Part tiled Walls, Vinyl floor;

Parking

Allocated space;


Key Features

· SECOND FLOOR FLAT

· ONE BEDROOM

· ALLOCATED PARKING

· UPVC DOUBLE GLAZING

· GCH

· CLOSE TO AMENITIES


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Calculate Monthly Cost

Share price
£ 74,000
Min. £74,000
Share percentage
Min. 40%
Your deposit
Min. £3,700
Monthly cost*
£711
Cost breakdown
£266
Rent
£76
Service charge
£369
Mortgage*
Calculated using a representative rate of 3.94%
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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.