Share Price £90,000 (from 40% Min. Share)

Full Value £225,000 | £4,500 Min. Deposit

Scheme: Shared Ownership Resales

Under offer

2 bedroom house in Northamptonshire

place Humphrey Close, Barton Seagrave, NN15 6WH

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This attractive end terrace house is ideally located in the sought after area of Barton Seagrave with close proximity to the excellent amenities, private parking, private garden and shed.


Eligibility

Minimum household income requirement: £25,140^

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://www.helptobuyagent3.org.uk/. You will need to provide your HTB reference when completing the application process.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.


Description

***Please quote HUM206 when enquiring.***

- Introduction -

This attractive end terrace house with good living space is ideally located in the sought-after area of Barton Seagrave, Kettering. Alongside its close proximity to the excellent amenities of Kettering Town, the property boasts private parking private garden and shed.

- What the owner says -

“Desirable area. Estate home. Views of allotments from second bedroom. Spacious roads/paths including a two-minute walk to the famous Wicksteed park, boasting scenic lakes, forests, fields and parks. Family friendly environment as well as being close to schools and shops. In an estate in a rural village close to Kettering Town. Spacious living areas and bedrooms. Both rooms boast enough room to comfortably encompass a king size bed with enough space for amenities (wardrobes/desks/television). Very spacious private driveway enough for two cars, cosy living room and a big bathroom upstairs, with storage as well as a WC downstairs.”

- Full description –

A lovely frontage and covered porch welcomes you into a light and airy entrance with stairs and access to kitchen and living room.

Spacious and neutrally decorated living room with windows and patio door leading to paved patio area and well maintained rear garden.

Modern kitchen has fitted units with contrasting work tops and partially tiled walls. Appliances include electric oven, gas hob, stainless steel extractor, washing machine, and refrigerator.

Downstairs WC for added convenience.

Master bedroom is neutrally decorated and has radiator and window overlooking the rear garden.

Second bedroom with radiator and window overlooking front aspect.

Family bathroom has bath with overhead shower, glass screen, tiled shower walls, WC, wash hand basin, heated towel rails, windows facing rear garden.

Fitted carpets laid to living room, bedrooms, hallway and stairs. Vinyl flooring laid to kitchen and bathroom.

Gas central heating and double glazed windows throughout.

Landscaped front garden and private easy to maintain rear garden with storage shed.

Parking on driveway for two cars.

- Costs –

PRICE - £90,000*

RENT - £251.69pm

SERVICE CHARGE - £29.36pm**

*This represents a 40% share of the full open market value of £225,000

**This includes: management charge, insurance charge, service charge. Rent and service charges are reviewed annually.

- General Information -

Tenure: Leasehold

Lease: 125 years from 1st April 2015

Years remaining on lease: 120 approx.

Approximate internal area: 77 sq. m.

Local authority: Northamptonshire City Council & Kettering Borough Council

Council tax band: B

EPC rating: B (88)

- Terms, conditions and requirements -

Minimum household income requirement: £25,140^

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://www.helptobuyagent3.org.uk/. You will need to provide your HTB reference when completing the application process.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.


- Viewings -

In addition to the financial assessment, a virtual tour is required before any physical viewing can take place.

Virtual and physical viewings are held strictly by appointment - call today for more information.

Only those who have physically viewed the property are able to apply. If you have viewed and would like to apply please register your interest with the Resales Team.


Key Features

*£90,000 for a 40% share* available under the shared ownershipscheme

Private rear garden

Private driveway parking for two cars

Downstairs WC

Solar panels

Walking distance to public transport and served by Kettering train station

Easy access to A14

You can purchase more shares up to 100% when the time is right for you


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Calculate Monthly Cost

Share price
£ 90,000
Min. £90,000
Share percentage
Min. 40%
Your deposit
Min. £4,500
Monthly cost*
£729
Cost breakdown
£252
Rent
£29
Service charge
£448
Mortgage*
Calculated using a representative rate of 3.94%
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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.