1 bedroom apartment for sale
The Grates, OX4 3YJ
£114,000 · Shared Ownership Resale

Share percentage 60%, full price £190,000, £11,400 Min Deposit.

1 bedroom
£114,000 Shared Ownership Resale · Eligibility Eligibility

Share percentage 60%, full price £190,000, £11,400 Min Deposit.

Monthly Cost: £802
Rent £298, Service charge £13, Mortgage £491*

Calculated using a representative rate of 3.09%

Calculate estimated monthly costs


To be eligible for this property you must live or work in the Oxford local authority area.


One bedroom flat in Oxford is available now on a part-buy/part-rent scheme. Approx. 95 years remaining on the lease.


The property is ideally located close to local Schools, shopping centres, leisure facilities and supermarkets. Ideal transports links from Cowley to the railway station & Oxford City Centre.

Sale Price and Equity
Full market value: £190,000
Monthly net rent: £297.95
Share available: 60%
Monthly service charge: £13.25
Share price: £114,000
The rent review is every April. Quoted rental figures are based on the 2021/22 financial year.

To be eligible for this property you must live or work in the Oxford local authority area.

Viewings strictly by appointment only. For further information or to book an appointment, please contact our Resales Team on: resale.staircasing@chg.org.uk

Key Features

GIA: 45m2

Bedroom 1 – (3.71 x 2.92m2)
Double room, laminate flooring throughout, spacious, open and airy.

Bathroom – (1.90 x 1.95m2)
Fitted bathroom, with a shower over the bath, housing basin, wall mounted mirror and WC.

Kitchen – (3.07 x 2.07m2)
Fitted kitchen, ample amount of storage space, white goods and integrated appliances.

Lounge – (4.98 x 3.12m2)
Large lounge, laminate flooring throughout, multiple electricity sockets and television points.

Communal Garden
Street Parking

Energy Efficiency Rating – C

Oxford (2.93 miles) Radley (3.27 miles) Culham (5.35 miles)
Monthly Cost Calculator

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together, rent, service charge and mortgage.

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  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.

Shared Ownership Resale
Estimated Monthly Cost:£802
Rent £298
Service Charge £13
Mortgage £491

Share percentage 60%, full price £190,000, £11,400 Min Deposit. Calculated using a representative rate of 3.09%

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.