Share Price £43,125 (from 25% Min. Share)

Full Value £172,500 | £2,156 Min. Deposit

Scheme: Shared Ownership

Under offer

Highfields - 2 bed house in Littleover - City of Derby

place Danby Road, DE23 3AR

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Fantastic opportunity to purchase this lovely 2 bed semi detached house through shared ownership - now reserved


Description

ENTRANCE HALL
Entrance through UPVC door, giving access to storage cupboard, w/c and kitchen/open plan living.

W/C
4' 1" x 4' 10" (1.248m x 1.494m) Frosted window to front elevation, wash
hand basin with mixer tap, w/c and gas central heated radiator.

KITCHEN AREA
10' 0" x 13' 0" (3.056m x 3.979m) A modern kitchen with stainless steel
sink, drainer and mixer tap, space for fridge freezer and dishwasher, electric oven and gas hob with stainless steel extractor fan.

LIVING ROOM AREA
11' 2" x 13' 0" (3.426m x 3.979m) A very bright, well sized living room with patio doors leading to the rear allowing plenty of natural light. Window and patio door to rear garden.

MASTER BEDROOM
9' 11" x 13' 0" (3.025m x 3.976m) A well sized rear bedroom with gas
central heated radiator and window over looking back garden.

BEDROOM 2
8' 6" x 13' 1" (2.597m x 3.994m) (at largest) Gas central heated radiator with window to front elevation.

BATHROOM
6' 7" x 6' 1" (2.013m x 1.865m) Modern 3 piece bathroom comprising of toilet, wash basin, bath with mixer shower over, radiator and extractor fan.

OUTSIDE
To the rear is a fenced garden (this will be turfed) with patio area and outside tap. Entrance via side gate or lounge patio door. To the front is two car parking spaces.

COSTS AND FEES
25% - £43,125 - Rent - £296.49 (PCM)
50% - £86,250 - Rent - £197.66 (PCM)
75% - £129,375 - Rent - £98.83 (PCM)

Annual fees
Legal and audit fee - £75
External management estate charge - £121 Management Charge - £31.76
Building insurance - £36


Key Features

Parking for 2 cars

Turfed private rear garden with patio area

2 bedroom semi detached


Accessibility

E+ – Minimal Steps

No published access design guidance. Properties that do not meet any accessibly housing design guidance and have a limited number of steps to enter the property. Properties in this category will have no more than four steps to access the front door and are likely to be ground floor properties or properties in a block with a lift and a small number of communal or property front door steps.


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Calculate Monthly Cost

Share price
£ 43,125
Min. £43,125
Share percentage
Min. 25%
Your deposit
Min. £2,156
Monthly cost*
£533
Cost breakdown
£296
Rent
£22
Service charge
£215
Mortgage*
Calculated using a representative rate of 3.94%
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Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.