2 bedroom house for sale

Available

77 Assart Way, 77 Assart Way, SN14 0WS

£147,500 · Shared Ownership New Build

Share percentage 50%, full price £295,000, £7,375 Min Deposit.

Available
2 bedrooms
Floor plan
floor-plan
Floor plan
floor-plan
£147,500 Shared Ownership New Build · Eligibility Eligibility

Share percentage 50%, full price £295,000, £7,375 Min Deposit.

Monthly Cost: £1,123
Rent £338, Service charge £50, Mortgage £735*

Calculated using a representative rate of 3.94%

Calculate estimated monthly costs

£
Eligibility
To be eligible for shared ownership you would need to meet the following criteria:
  • Your household income does not exceed £80,000 (outside of London) and £90,000 (inside of London)
  • You have a deposit of at least 5% of the share value
  • You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
  • This will be your only residence.
  • You are a permanent UK resident or have indefinite right to remain.
Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.
Summary

Wonderful 2 bedroom semi-detached house in the Hilltop Park development. The price advertised represents purchasing a 50% share of the home.

Description

Wonderful 2 bedroom semi-detached house in the Hilltop Park development. The price advertised represents purchasing a 50% share of the home.

About the Development

Hilltop Park is a garden community on the southern outskirts of Chippenham by Bloor Homes Limited. It will include new commercial and employment opportunities, adding to the amenities in Chippenham. Along with footpaths, cycleways, public transport and road access to the town centre.

About the Home

Entering via the main front door, the entrance hallway provides access to the Lounge, which in turn opens onto the Kitchen/Dining area situated to the rear of the property, featuring a downstairs WC. This comprises of an C Shaped kitchen with a range of contemporary units, stainless steel sink and drainer, plumbing for a washing machine, integrated oven, hob and extractor. To the first floor, the landing has two bedrooms and a house bathroom. The house bathroom has a handy storage cupboard. Bedroom one is situated to the front of the property and includes an airing cupboard, bedroom two is situated at the rear of the property.

About the Area

Nestled in the rural landscape near Chippenham and a ten minute drive from junction 17 of the M4, commuters will have access to Bath (12.5 miles), Bristol (30 miles), Swindon (22 miles). While families have a wide range of local schools for all ages. The historic town of Chippenham has a long history enriched by many different peoples, from Romans to Victorian railway engineers, people have always valued its prosperous location.

Shared Ownership

The Shared Ownership scheme is a Part Buy, Part Rent way of owning your own home for a smaller upfront payment. With Shared Ownership, you buy a share of your home using a mortgage from a bank or building society and pay a subsidised rent on the share you did not purchase. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright. You can buy a minimum 50% share of your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.

T&Cs

*Please note images are for information purposes only and may not represent a true likeness for the units being sold. Some or all images have been digitally furnished to represent how the home could be laid out and the final colours/appearance may differ from the images.

*Services Charges will apply, speak to our Sales Agent for more information. Costs are subject to change.

Key Features
  1. 2 bedroom semi-detached house
  2. Flooring throughout
  3. Storage space
  4. Modern fitted kitchen
  5. Private garden
  6. Allocated parking
  7. 3 piece bathroom with shower over bath
  8. There will be an added service charge
Property Downloads
Floor Plan
Map
Chippenham (1.76 miles) Melksham (4.53 miles) Bradford-On-Avon (8.32 miles)
Monthly Cost Calculator

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together, rent, service charge and mortgage.

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  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.

£147,500
Shared Ownership New Build
Estimated Monthly Cost:£1,123
Rent £338
Service Charge £50
Mortgage £735

Share percentage 50%, full price £295,000, £7,375 Min Deposit. Calculated using a representative rate of 3.94%


Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.