2 bedroom house for sale

Available

12 Saddleback Close, Kingsnorth, TN25 7LP

£150,000 · Shared Ownership New Build

Share percentage 50%, full price £300,000, £7,500 Min Deposit.

Available
2 bedrooms
Floor plan
floor-plan
Floor plan
floor-plan
£150,000 Shared Ownership New Build · Eligibility Eligibility

Share percentage 50%, full price £300,000, £7,500 Min Deposit.

Monthly Cost: £1,140
Rent £344, Service charge £50, Mortgage £746*

Calculated using a representative rate of 3.92%

Calculate estimated monthly costs

£
Eligibility
To be eligible for shared ownership you would need to meet the following criteria:
  • Your household income does not exceed £80,000 (outside of London) and £90,000 (inside of London)
  • You have a deposit of at least 5% of the share value
  • You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
  • This will be your only residence.
  • You are a permanent UK resident or have indefinite right to remain.
Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.
Summary

Wonderful 2 bedroom semi-detached house in the Bridgefield Development. The price advertised represents purchasing a 50% share of the home.

Description

Wonderful 2 bedroom semi-detached house in the Bridgefield Development. The price advertised represents purchasing a 50% share of the home.

About the Development

The brand-new development Bridgefield, will be offering a collection of 2 bedroom Homes on the outskirts of Ashford. With large areas of open space on the development, a selection of primary and secondary schools and transport links to London nearby, Bridgefield is perfectly located for young couples, families, and commuters.

Ashford is often described as a charming town with a selection of great amenities given that it has the convenience of modern retail and cuisine as well as the beautiful rural surroundings. This prime location also benefits from great travel links to both London and surrounding areas.

About the Home

This two-bedroom semi-detached home features an open plan kitchen/diner, separate lounge, downstairs WC, two bedrooms and garden. Furthermore there are two allocated parking spaces with this home.

About the Area

Bridgefield, with Ashford and other local booming villages nearby offers a great choice of high street shops and eateries as well as sports and leisure facilities which can be found in Ashford itself, while the picturesque Kent Downs, Godinton House and Conningbrook Lakes Country Park are all nearby.

This development is ideally located for those who want a mix of countryside life with easy access to cities. Ashford International and the M20 are both a short distance from the development offering routes to London and further afield.

Shared Ownership

The Shared Ownership scheme is a Part Buy, Part Rent way of owning your own home for a smaller upfront payment. With Shared Ownership, you buy a share of your home using a mortgage from a bank or building society and pay a subsidised rent on the share you did not purchase. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright. You can buy a minimum 25% share of your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.

T&Cs

*Please note images are for information purposes only and may not represent a true likeness for the units being sold. Some or all images have been digitally furnished to represent how the home could be laid out and the final colours/appearance may differ from the images.

*Services Charges will apply, speak to our Sales Agent for more information. Costs are subject to change

Key Features
  1. 2 bedroom semi-detached house
  2. Flooring throughout
  3. Storage space
  4. Modern fitted kitchen
  5. Allocated parking
  6. Private garden
  7. 3 piece bathroom with shower over bath
  8. There will be an added service charge
Particulars

Tenure: Not specified
Council Tax Band: Not specified

Property Downloads
Floor Plan Energy Certificate
Map
Ashford International (2.33 miles)
Monthly Cost Calculator

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together, rent, service charge and mortgage.

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  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.

£150,000
Shared Ownership New Build
Estimated Monthly Cost:£1,140
Rent £344
Service Charge £50
Mortgage £746

Share percentage 50%, full price £300,000, £7,500 Min Deposit. Calculated using a representative rate of 3.92%


Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.