2 bedroom house for sale
20 Ruby Drive, Hasland, S41 0FX
Share percentage 50%, full price £175,000, £4,375 Min Deposit.
Share percentage 50%, full price £175,000, £4,375 Min Deposit.
Monthly Cost: £686
Rent £201,
Service charge £50,
Mortgage £435*
Calculated using a representative rate of 3.92%
Calculate estimated monthly costs
- Your household income does not exceed £80,000 (outside of London) and £90,000 (inside of London)
- You have a deposit of at least 5% of the share value
- You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
- This will be your only residence.
- You are a permanent UK resident or have indefinite right to remain.
Summary
Wonderful 2 bedroom terraced house in the Alderman Park development. The price advertised represents purchasing a 50% share of the home.
Description
Wonderful 2 bedroom terraced house in the Alderman Park development. The price advertised represents purchasing a 50% share of the home.
About the Development
Alderman Park in Hasland, is located less than 2 miles to the south-east of Chesterfield town centre, close to the Peak District National Park, with easy access to Bakewell, Buxton, and Chapel-en-le-Frith, along with Nottingham, Sheffield and Derby. The Three Cottages Inn and Winsick Park are both reside within a short walk, along with Hasland Junior School and Outwood Academy.
About the Home
Entering via the main front door, the entrance hallway provides access to the lounge as well as a downstairs cloak comprising hand basin and low level WC. Passing through the lounge brings you into the Kitchen/Dining area to the rear of the property, comprising of a C Shaped kitchen with a range of contemporary units, stainless steel sink and drainer, plumbing for a washing machine, integrated oven, hob and extractor. To the first floor, the landing has two double bedrooms and a house bathroom. The house bathroom comprises of a white three piece suite of pedestal wash basin, low level WC and bath with shower above. Bedroom one is situated to the front of the property and has the added benefit of a useful storage space, bedroom two is situated at the rear of the property. This home comes complete with allocated parking and an enclosed rear garden
About the Area
Nestled close to the countryside, Alderman Park is located within easy reach of the picturesque Peak District National Park, with excellent transport links to Sheffield, Mansfield, Nottingham and Derby.
Shared Ownership
The Shared Ownership scheme is a Part Buy, Part Rent way of owning your own home for a smaller upfront payment. With Shared Ownership, you buy a share of your home using a mortgage from a bank or building society and pay a subsidised rent on the share you did not purchase. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright. You can buy a minimum 25% share of your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.
T&Cs
*Please note images are for information purposes only and may not represent a true likeness for the units being sold. Some or all images have been digitally furnished to represent how the home could be laid out and the final colours/appearance may differ from the images.
*Services Charges will apply, speak to our Sales Agent for more information. Costs are subject to change.
Key Features
- 2 bedroom end terraced house
- Flooring throughout
- Storage space
- Allocated parking
- Ground floor WC
- Private Garden
- 3 piece bathroom with shower over bath
- There will be an added service charge
Particulars
Tenure: Not specified
Council Tax Band: Not specified
Property Downloads
Floor Plan Energy CertificateMap
The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together, rent, service charge and mortgage.
- Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
- Service Charge: covers maintenance costs for the property as a whole and communal areas
- Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.
NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.
Share percentage 50%, full price £175,000, £4,375 Min Deposit. Calculated using a representative rate of 3.92%
