1 bedroom apartment for sale


Baker House, Handcroft Road, CR0 3LE

£92,000 · Shared Ownership Resale

Share percentage 40%, full price £230,000, £4,600 Min Deposit.

1 bedroom
1 Bathroom
£92,000 Shared Ownership Resale · Eligibility Eligibility

Share percentage 40%, full price £230,000, £4,600 Min Deposit.

Monthly Cost: £914
Rent £282, Service charge £159, Mortgage £473*

Calculated using a representative rate of 4.24%

Calculate estimated monthly costs


You may be eligible for this property if:

You have a gross household income of no more than £90,000 inner London/£80,000 outer London per annum when eligible to purchase - this will include all members of the household whether they have joined the application or not. An exception would be the income of children under 18 and any other household members whose residence in the home is unlikely to be permanent.

You are unable to purchase a suitable home to meet your housing needs on the open market.

Be a first time buyer, if you are indeed a current home owner we can consider your application if your property is under offer and is going through the legal conveyancing process, evidence of this will need to be provided.

Viewings are by appointment only. Please note Social Distancing measures need to be followed. Please contact our Resales e-mail address at resales@optivo.org.uk for the vendors contact details.

If you would like to apply for this Resale property after you have conducted a viewing, a PDF writable application form can be saved from the Brochure Section on this advert. Please email a fully completed application form to resales@optivo.org.uk Please be advised that the application form must be signed and the third party consent box ticked as we must have your third party consent to be able to send your application form over to one of our financial advisers should you be selected for the property.

All completed application forms need to be returned to Optivo ASAP - now on a first come first serve basis - you must have viewed the property.

Please note that the successful applicant will be required to pay a £250 non-refundable reservation fee once offered the property.


Optivo are delighted to offer for sale this well-presented one-bedroom flat located on the third floor of a four storey building.


Full market value - £230,000

40% share available at £92,000

Current rent payable - £281.70

Monthly service charge - £159.46

Lease term – 99 years from commencement date 24-06-2012

EPC rating - B

Baker House is well located for access to West Croydon by bus, trams or short walk with frequent links into East Croydon, Purley Way, Wimbledon with its array of shops and restaurants.

East Croydon is an approximate 20 minute walk or 10 minutes by Bus

West Croydon is an approximate 12 minute walk or 3 minutes by Bus

Wandle Park is an approximate 21 minute walk

Key Features

A stylish third floor, one double bedroom, modern apartment for sale located in the desirable west Croydon close to a plethora of amenities and a stone’s throw from the East Croydon Station, Box park, West Croydon station and Wandle Park and Tram Stop.

The bright accommodation comprises open-plan reception room/kitchen, contemporary bathroom, double bedroom, storage cupboards and two private balconies.

The property further benefits from no onward chain, on street parking and communal garden.

Approximate floor area is 53m2


Tenure: Not specified
Council Tax Band: Not specified

Property Downloads
West Croydon (0.28 miles) East Croydon (0.76 miles) Selhurst (1.05 miles)
Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

Read More Read Less
  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

Shared Ownership Resale
Estimated Monthly Cost:£914
Rent £282
Service Charge £159
Mortgage £473

Share percentage 40%, full price £230,000, £4,600 Min Deposit. Calculated using a representative rate of 4.24%

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.