2 bedroom house for sale


Harding Close, SO21 3FT

£120,000 · Shared Ownership Resale

Share percentage 30%, full price £400,000, £12,000 Min Deposit.

2 bedrooms
2 Bathrooms
Private Garden
Floor plan
Floor plan
£120,000 Shared Ownership Resale · Eligibility Eligibility

Share percentage 30%, full price £400,000, £12,000 Min Deposit.

Monthly Cost: £1,122
Rent £498, Service charge £40, Mortgage £584*

Calculated using a representative rate of 4.24%

Calculate estimated monthly costs


You may be eligible for this property if:

  • You have a gross household income of no more than £80,000 per annum.
  • You are unable to purchase a suitable home to meet your housing needs on the open market.
  • You do not already own a home or you will have sold your current home before you purchase or rent.
  • You live or work in Sutton Scotney - Winchester District

Available through our resale shared ownership scheme, a semi-detached two-bedroom house situated in Sutton Scotney.


The property comprises a private entrance, open plan kitchen and reception, fitted kitchen with integrated appliances, downstairs W/C, double bedroom with en-suite, second bedroom, family bathroom with shower over bath, double glazing throughout and generous storage space.

The property also benefits from access to a private rear garden with shed and an allocated off-street parking space.

Length of Lease: Approx. 997 Years


Council Tax Band: Winchester Council - D

Gross Internal Area: 81m2

Applicants we can consider in order of priority:

· Live/work/family connection to Sutton Scottney/Wonston

· Live/work/family connection to Bullington/Barton Stacey/Micheldever/South Wonston

· Live/work/family connection to any rural village in Winchester

· Live/work/family connection to Winchester District Council


Property Value = £400,000

Percentage Share = 30%

Share Price = £120,000

Monthly Ground Rent = £20.83

*Monthly Rent = £498.16

*Monthly Service Charge = £40.19

**Monthly Mortgage Payment = £600

***Annual Household Income = £40,000

*Please note the rent and service charge is reviewed annually 01 April.

** Based on a 90%, 25-year repayment mortgage with an interest rate at 4.5%.

***Is based on a 10% mortgage deposit. If you have a higher deposit Hyde New Homes can discuss how the salary required is reduced (approximately every 5% extra deposit reduces the salary required by £1,200).

Your home may be at risk if you do not keep up your mortgage and rent repayments. Particulars give an overall description of the property and are not intended to constitute an offer or form part of any contract. Areas, distances or measurements referred to are approximate. For confirmation of property details refer to the terms of the lease and plans from your solicitor. Hyde New Homes Resale properties are sold as seen, photographs and details (excluding financial information) are provided by the leaseholder. Please note that the Resales Team have not visited this property.

Contact us now to arrange a viewing:

Please call our Sales Team on 0345 606 1221 and providethe following information:

Your Contact Number/Email

Your Hyde New Homes or Help to Buy reference number**

Your Deposit for the mortgage

If it is a Single/Joint application (if married it must be joint)

Your Current salary (single/Joint where applicable)

Do you have any children? If so, how many?

Do you own any pets? If so, what?

Are you a current homeowner?

**To obtain a Hyde New Homes Reference number, choose ‘My Hyde’ to register/login on our website and complete the online application. A reference number will be emailed to you once the application is completed.

Please know you may be asked additional information to determine your eligibility, affordability, and your priority as a candidate.

We often receive a high level of interest and aim to respond to enquiries within 3 working days. Please call our sales team if you haven't heard from us within this time.

Key Features

• Walking distance from local amenities such as pub, post office, village shops, GP surgery and petrol station
• Approximately six miles from Winchester city centre
• Easy transport links, several motorway links and bus/railway routes
• Within proximity of local primary and secondary schools.


Tenure: Leasehold
Council Tax Band: D

Property Downloads
Floor Plan Energy Certificate
Micheldever (3.86 miles) Winchester (5.74 miles) Whitchurch (Hants) (6.04 miles)
Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

Read More Read Less
  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

Shared Ownership Resale
Estimated Monthly Cost:£1,122
Rent £498
Service Charge £40
Mortgage £584

Share percentage 30%, full price £400,000, £12,000 Min Deposit. Calculated using a representative rate of 4.24%

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.