Full Price £520,000 (with 40% Equity Loan)

Minimum deposit: £26,000

Scheme: London Help to Buy

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2 bedroom apartment in Croydon

place Caithness Walk, CR0 2WD

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VITA Ruskin Square

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A 2 bedroom 15th floor apartment with balcony


Eligibility

All enquiries MUST be directed to Matthew Kilpin, our dedicated financial advisor, who will carry out an affordability assessment. Once he has carried out this exercise you will receive a HCA calculator in the form of an excel spread sheet determining whether you have passed or failed. Matthew can be contacted through email - matt@life-division.co.uk or mobile - 07786 515578. Provided you pass the assessment please then get in contact with us to arrange a visit to our stunning apartments. We can be contacted on 0208 681 8132 or sales@vita-ruskinsquare.co.uk


Description

Vita is a stunning collection of luxury, high specification 2 bed shared ownership apartments including a communal garden area, there are floor to ceiling windows, super generous balconies, great outlooks and views, you won't want to live anywhere else.

Vita offers a variety of different apartments, sizes and styles designed to suit a wide range of people. Situated in the exciting new Ruskin Square Development at the heart of Croydon’s regeneration and only 14minutes form London on a train.

Just a few miles south of the centre of London, with a growing population, a thriving economy and outstanding transport links, Croydon is being reborn - full of potential and one of the best new investment opportunities London has to offer. Vita is at the heart of it all.


Key Features

2 bedroom apartment

15th floor

Balcony

Easy access to East Croydon Station

Help to Buy Available


Accessibility

A – Wheelchair Accessible Throughout

Meets the design standards from the Wheelchair Housing Design Guide which superseded the Housing Corporation wheelchair design standards. These properties have been designed to meet latest wheelchair accessible housing design standards, offering extra space and full access to all rooms and facilities. This standard provides more space than previous wheelchair housing design guidance and also ensures that all rooms are accessible. In view of the high density of new build housing stock in London, the parking features have been excluded from this category. This will enable wheelchair accessible homes built above ground floor level to be categorised as such.


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Share price
£ 520,000
Min. £520,000
Equity loan
40%
Your deposit
Min. £26,000
Monthly cost*
£1,310
Cost breakdown
£181
Service charge
£1,129
Mortgage*
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VITA Ruskin Square

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Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.