Share Price £305,000 (from 100% Min. Share)

Full Value £305,000 | £15,250 Min. Deposit

Scheme: Shared Ownership Resales

Under offer

3 bedroom house in Wantage

place St Gabriels, OX12 8FL

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A three bedroom mid terraced town house available through the Shared Ownership Scheme


Eligibility

You may be eligible for this property if:

  • You have a gross household income of no more than £80,000 per annum.
  • You are unable to purchase a suitable home to meet your housing needs on the open market.
  • You do not already own a home or you will have sold your current home before you purchase or rent.

Description

A three bedroom mid terraced town house available through the Shared Ownership Scheme

Available for £76,250 for 25% share based on the marketing figure of £305,000
So Resi Monthly Payment - £547.75
Monthly Service Charge - £46.95
Total Monthly Payment - £594.70 PLUS MORTGAGE REQUIRED FOR 25% SHARE

Property details:

Kitchen
Modern Fitted kitchen with doors to garden
4.45m x 3.16m

Living room
2.71m x 4.45m + 52.2m x 2.17m

Bathroom
3 piece suite with shower over bath
1.72m x 2.16m

Bedroom 1
4.48m x 2.93m + 0.27m x 2.47m

Bedroom 2
3.29m x 3.53m + 0.92m x 1.2m

Bedroom 3
3.16m x 2.17m

Study/Bedroom 4
2.16m x 2.96m


Gross internal area: 107m²

Enclosed rear garden
1 allocated parking space

EPC Rating:
Energy Rating Band - C
Environmental Impact Rating Band - B

All room dimensions approximate. Please note figures given for rent and service charge are correct at time of marketing. There is an annual increase that takes place. Please refer to Resale Team for up to date information.


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Calculate Monthly Cost

Share price
£ 305,000
Min. £305,000
Share percentage
Min. 100%
Your deposit
Min. £15,250
Monthly cost*
£1,567
Cost breakdown
£0
Rent
£47
Service charge
£1,520
Mortgage*
Calculated using a representative rate of 3.94%
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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.