Share Price £118,000 (from 40% Min. Share)

Full Value £295,000 | £11,800 Min. Deposit

Scheme: Shared Ownership

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Montague Park - 2 bed apartment in Wokingham - Wokingham

place Ifould Crescent, RG40 1LB

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Contemporary two bedroom apartments


Eligibility

If you're looking to buy in Wokingham, or even if you're looking to rent, our homes are far more affordable than you think. They are available through shared ownership; a part-buy, part-rent scheme that makes it easier and more affordable for you to get onto the property ladder.

To qualify for shared ownership, there are a few boxes to tick:

  • You are not currently a homeowner - or you will have sold your current home before you purchase.
  • You have a household income of less than £80,000.
  • You have a sufficient deposit (a minimum of 5%) for the percentage of the home you'd like a mortgage for.
  • You are able to prove you can afford the monthly mortgage repayments.

Description

**STAMP DUTY EXEMPT for first time buyers**

Montague Park at Home Group is a collection of two bedroom apartments available through Shared Ownership, offering superb transport links to London Paddington in under 1 hour, Montague Park is great for commuting.

The apartments benefit from stylish living spaces and a luxury specification. Each home boasts a variety of modern features, including fully fitted kitchens with integrated appliances, Villeroy & Boch sanitaryware and a selection of luxury flooring throughout.

Wokingham has been named twice in a survey of the best place in England and Wales for families to live. A multi-million pound regeneration project is set to add new retail units, an anchor food store and an urban park, confirming Wokingham as a premier destination for retail, entertainment and relaxation for years to come.

There is a wide choice of excellent local Primary and Secondary schools in the Wokingham area, with many rated by Ofsted as 'outstanding'. Nearby the renowned University of Reading is ranked in the top 1% of universities worldwide, offering the best opportunities for your family's future.

**Terms and conditions apply


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Calculate Monthly Cost

Share price
£ 118,000
Min. £118,000
Share percentage
Min. 40%
Your deposit
Min. £11,800
Monthly cost*
£1,034
Cost breakdown
£406
Rent
£103
Service charge
£525
Mortgage*
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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.