Share Price £119,998 (from 50% Min. Share)

Full Value £239,995 | £6,000 Min. Deposit

Scheme: Shared Ownership

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The Coppice - 4 bed house in Carlisle - Cumbria

place The Coppice, CA1 3SX

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Ideally located on the outskirts of Carlisle.


Eligibility

You are eligible to purchase a Home Reach property in England or Wales if:
Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)
You have a deposit (at least 5% of the share value)
You are a first-time buyer or used to own a home, but cannot afford to buy outright now
The shared ownership property will be your principle and only home
You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.


Description

Your dream home is within reach this summer with a gifted deposit of up to £2,500 when you reserve before 31st July 2019.
Terms and Conditions:
Available on new reservations only, up to the value of £2,500. Must reserve by 31st July 2019.
Available on selected plots. Please go to www.homereach.org.uk for more information.

Ideally located on the outskirts of Carlisle, The Coppice is Taylor Wimpey’s latest development and offers a superb choice of 3 & 4 bedroom homes in a range of designs tailored to suit any lifestyle.
A growing city with a rich and varied history, Carlisle provides the perfect location for your next move. As the main cultural, commercial and industrial centre of north Cumbia, the city itself provides all the amenities required for daily life. You can enjoy evenings out with friends and family at one of the cities many restaurants, pubs & bars, or spend an afternoon shopping at some of the well-known high street stores.


*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

Service charge outlined on this portal is heylo’s admin and building insurance fee. Estate and Service charge fees (if applicable) are available from the sales team on site.


Key Features

The Whitford is a four bedroom double fronted home which is ideal for growing families. Downstairs, a light and airy lounge and an open plan kitchen with dining area both open through French doors to the rear garden. A study, utility area and cloakroom complete the ground floor. Upstairs is a master bedroom with en-suite shower room, two double bedrooms, a further well-proportioned bedroom and a stylish family bathroom.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

4-bed home,

Open plan kitchen/diner,

Rear garden,

Study,

Utility area,

Cloakroom,

Ensuite to the master


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Calculate Monthly Cost

Share price
£ 119,998
Min. £119,998
Share percentage
Min. 50%
Your deposit
Min. £6,000
Monthly cost*
£921
Cost breakdown
£275
Rent
£45
Service charge
£601
Mortgage*
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Heylo Housing

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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.