Share Price £126,000 (from 45% Min. Share)

Full Value £280,000 | £6,300 Min. Deposit

Scheme: Shared Ownership Resales

Under offer

1 bedroom house in Reading - Reading

place Pipistrelle Way, Charvil, RG10 9WA

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A modern one bedroom back to back house in a popular location


Description

Available for £126,000 for 45% share based on a market value of £280,000

Monthly Rent- £370.49

MonthlyService Charge- £46.27

Total Monthly Charge- £416.76 PLUS MORTGAGE REQUIRED FOR 45% SHARE

- Please note that priority will be given to applicants who live or work within the Local authority of Wokingham.

Property details:
Ground floor:

Entrance hall

Cloakroom with WC

Living room with open plan kitchen:3.71 x 4.89 (measured to maximum width and length)

Good range of units
Gas hob. Cooker.
Space for fridge/freezer, washing machine and tumble dryer.
Direct access to private garden
First floor:

Landing
Airing cupboard

Bedroom :5.03 x 2.93 (measured to maximum width and length)

En suite bathroom with WC
White suite with shower over bath

Outside:

Large private side garden accessed via kitchen/reception room.

Allocated parking space with additional Visitor parking spaces.

EPC Rating:
Energy Rating Band - B
Environmental Impact Rating Band - B

All room dimensions approximate.

Please note figures given for rent and service charge are correct at time of marketing. There is an annual increase that takes place. Please refer to Resale Team for up to date information.


Key Features

  • Back to back house
  • One bedroom
  • Good condition
  • Large private side garden
  • Allocated parking space
  • Double glazing and gas fired central heating
  • Popular Charvil location
  • Available on 45% Shared Ownership basis

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Calculate Monthly Cost

Share price
£ 126,000
Min. £126,000
Share percentage
Min. 45%
Your deposit
Min. £6,300
Monthly cost*
£1,044
Cost breakdown
£370
Rent
£46
Service charge
£628
Mortgage*
Calculated using a representative rate of 3.94%
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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.