Share Price £102,000 (from 50% Min. Share)

Full Value £204,000 | £5,100 Min. Deposit

Scheme: Shared Ownership

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Ladden Garden Village - 2 bed apartment in Yate - South Gloucestershire

place Ladden Garden Village, North Yate, BS37 7YX

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This two bedroom apartment is perfect for anyone wanting to get on the property ladder.


Eligibility

You are eligible to purchase a Home Reach property in England or Wales if:
Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)
You have a deposit (at least 5% of the share value)
You are a first-time buyer or used to own a home, but cannot afford to buy outright now
The shared ownership property will be your principle and only home
You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.


Description

The spacious open plan lounge andkitchenprovides plenty of space for entertaining and is light and airy withFrench doors onto theJuliette balcony. There is also lots of room for guests to stay with anensuite master bedroomand a further double bedroom.

Service charge outlined on this portal is heylo’s admin and building insurance fee. Estate and Service charge fees (if applicable) are available from the sales team on site.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots please speak to a sales advisor for more information**


Key Features

Features:

  • 2-bed apartment
  • Open plan
  • Juliette balcony
  • Ensuite to the master
  • Second double bedroom

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Calculate Monthly Cost

Share price
£ 102,000
Min. £102,000
Share percentage
Min. 50%
Your deposit
Min. £5,100
Monthly cost*
£774
Cost breakdown
£234
Rent
£45
Service charge
£495
Mortgage*
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Heylo Housing

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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.