Share Price £125,000 (from 50% Min. Share)

Full Value £250,000 | £6,250 Min. Deposit

Scheme: Shared Ownership Resales

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2 bedroom apartment in High Wycombe - Buckinghamshire

place Romero Court, Olympic Way, HP13 7PR

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2 bed flat in a family friendly estate in High Wycombe


Eligibility

Minimum household income requirement: £32,001^

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://helptobuyagent3.org.uk/user You will need to provide your HTB reference when completing the application process.

Local connection: Applicants must be approved by Wycombe District Council.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

Pets: Pets are not permitted in buildings with communal areas.


Description

***Please quote ROM651 when enquiring.***

- Introduction -

Tired of renting and looking for a place to call your own? Nestled on the edge of natural woodland and with beautiful views from your own private balcony, could this be the starter home you’ve been looking for? With plenty of choices of amenities at your doorstep and great transport links to London, Oxford and the Midlands via the M40. The M4, M25, M1 and M23, what are you waiting for?

- What the owner says -

“The area is really nice and quiet, and we have lovely neighbours as well. It is very convenient to live on Romero court as it is just 10mins walk from the retail park on London Road.”

- Full Description –

Shared ownership is a government backed scheme that can be a stepping stone to completely owning your own home. If you’re finding it difficult to save for a deposit this is a great option as the amount you’ll need is based on the share you’re buying.

Two bedroom ground floor apartment

Entrance hall with storage cupboards and televisual entry system for added security and peace of mind.

Contemporary open plan living room/kitchen (7.5m x 3.1m). Kitchen with coordinating wall and base units, integrated appliances include a fridge/freezer, washing machine, electric oven, gas hob and extractor fan.

Master bedroom (5.1m x 2.7m) has an en-suite shower room (2.1m x 1.8m), fitted wardrobes and a window to the font aspect.

Second bedroom(3.8m x 2.9m) has a window to the rear aspect.

Family bathroom (2.1m x 1.8m) has a bath with overhead shower, glass screen, wash hand basin and WC. Wall mounted mirror, shaver point and partially tiled walls.

Private balcony (13sqm) with beautiful elevated views over High Wycombe town.

Fitted carpet laid to the bedrooms. Vinyl is fitted to the kitchen and living room. Tiles laid to the bathroom and en-suite.

Gas central heating throughout.

Off-street parking.

- Costs –

PRICE - £125,000*

RENT - £222.60pm

SERVICE CHARGE - £135.37pm**

*This represents a 50% share of the full open market value of £250,000

**This includes: management charge, service charge, building insurance charge and sinking fund. Rent and service charges are reviewed annually.

- General Information -

Tenure: Leasehold

Lease: 125 years from 1st April 2015

Years remaining on lease: approx. 120

Approximate internal area: 68 sq. m.

Local Authority: Wycombe District Council

Council Tax Band: C

EPC Rating: B (88)

- Terms, conditions and requirements -

Minimum household income requirement: £32,001

Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.

We will not carry out any credit checks or contact any reference agencies without your written consent.

Help to Buy Agent: In order to apply you must be registered with Help to Buy South https://helptobuyagent3.org.uk/user You will need to provide your HTB reference when completing the application process.

Local connection: Applicants must be approved by Wycombe District Council.

Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.

Pets: Pets are not permitted in buildings with communal areas.


- Viewings -

In addition to the financial assessment, a virtual tour is required before any physical viewing can take place.

Virtual and physical viewings are held strictly by appointment - call today for more information.

Only those who have physically viewed the property are able to apply. If you have viewed and would like to apply please register your interest with the Resales Team.


Key Features

  • *£125,000 for a 50% share under the shared ownership scheme *
  • Excellent starter home
  • You can purchase more shares up to 100% when the time is right for you
  • Viewing is highly recommended
  • Off-street parking
  • Walking distance to public transport
  • Ideal for commuters with easy access to London, Oxford and Birmingham via the M40
  • Two bathrooms

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Calculate Monthly Cost

Share price
£ 125,000
Min. £125,000
Share percentage
Min. 50%
Your deposit
Min. £6,250
Monthly cost*
£981
Cost breakdown
£223
Rent
£135
Service charge
£623
Mortgage*
Calculated using a representative rate of 3.94%
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Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.