Share Price £142,500 (from 50% Min. Share)

Full Value £285,000 | £7,125 Min. Deposit

Scheme: Shared Ownership

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Centenary Quay - 2 bed apartment in Southampton - City of Southampton

place Centenary Quay, SO19 9UE

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This 2-bed apartment is ideal for first time buyers.


Eligibility

You are eligible to purchase a Home Reach home in England or Wales if:

Your household income does not exceed £80,000 per annum (£90,000 in London)
You are a first-time buyer or used to own a home, but cannot afford to buy outright and do not currently own a property
You have passed a financial assessment demonstrating that you are financially able to purchase the share you want to buy support the monthly costs
You are registered with your local Help to Buy Agent and have been accepted
The property you will be buying will be your principal and only home


Description

This 2-bed apartment is complete with an open plan kitchen/living/dining area which opens out onto the balcony, the master bedroom with ensuite, a second bedroom and the family bathroom.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*


Key Features

  • 2-bed apartment
  • Open plan kitchen/living/dining area
  • Balcony
  • Ensuite to the master

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Calculate Monthly Cost

Share price
£ 142,500
Min. £142,500
Share percentage
Min. 50%
Your deposit
Min. £7,125
Monthly cost*
£1,060
Cost breakdown
£327
Rent
£45
Service charge
£688
Mortgage*
Calculated using a representative rate of 3.64%
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Location

Disclaimer

The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

  • Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
  • Service Charge: covers maintenance costs for the property as a whole and communal areas
  • Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.


NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.