Shared Ownership mortgages with Share to Buy

Share to Buy can help you find a Shared Ownership mortgage

Our team has huge experience of assisting Shared Ownership clients arrange their first mortgage. We have access to the whole of the market and a wide range of lenders offering mortgages for Shared Ownership, and our specialist Shared Ownership mortgage team can guide you through the whole process.

We charge competitive broker fees compared to many intermediaries who specialise in this field and for every mortgage we arrange, we donate £10 to St. Mungo’s homelessness charity; to date we have raised thousands of pounds for those with no home at all.

Our fees

  • To assess your agreement in principle application against lenders specific criteria and affordability calculations: No FEE
  • To check bank statement and payslip against lenders requirements and submit an agreement in principle application to a mortgage lender: FEE £50
  • To check full application, all supporting paperwork and submit a full application to the lender and then liaise with the lender as necessary: Fee £199
  • Please note that these fees are not refundable.

The mortgage process with Share to Buy

There are three main options for getting your staircasing journey underway with Share to Buy:

If you just beginning your research, you are likely to want have some understanding of how much you can afford to borrow, and our easy to use Shared Ownership Mortgage Calculator (coming soon). This will give you an indication of whether the figure you wish to borrow is deemed as affordable.

If you have found a property you are interested in, then we would recommend using our Mortgage Comparison tool, which let’s you search the market and compare the various mortgage offers which may be available to you. When you have found a mortgage you would like to apply for, you can start the process of applying for an agreement in principle.

Finally, if you have already made an offer for a property, then you should contact our mortgage team and they will assist you through the process.

Latest news

Shared Ownership homes: Weekly round up

No matter where you are in the UK, Shared Ownership can help you to take those important first steps onto the property ladder! Check out some of the latest new build and resale homes listed on Share to Buy with properties available all across the country. Shared Ownership homes in Devon Montbray by Heylo. Two bedroom Shared…

London’s Largest First Time Buyer Event Returns

Thousands of budding buyers are expected to attend the eleventh London Home Show, the capital’s largest event for first time buyers, on Saturday 22nd September 2018. The free exhibition will be held at the Queen Elizabeth II Centre in Westminster and will run from 11AM to 5PM. With 50 exhibitors all under one roof, the…

Shared Ownership homes: Weekly round up

No matter where you are in the UK, Shared Ownership can help you to take those important first steps onto the property ladder! Check out some of the latest new build and resale homes listed on Share to Buy with properties available all across the country. Shared Ownership homes in Devon Kings Reach by Heylo. Three bedroom…

Share to Buy report: London first time buyers put down £19,000 extra per bedroom

Each extra bedroom in a first time buyer home in London can add almost £19,000 to the cost of a deposit, according to a recent report by property portal Share to Buy.  The report reveals that – without the assistance of home ownership schemes such as Shared Ownership – purchasing a three bedroom home in…