Graham Naylor grew up in Worsthorne, a village on the outskirts of Burnley, Lancashire where he enjoyed art and music as well as an active outdoor lifestyle, exploring his natural surroundings, bmx-ing and mountain biking. After stints in Manchester and Australia, he moved to ‘the big smoke’ in 2005 to pursue his career as a…
Shared Ownership mortgages with Share to Buy
Share to Buy can help you find a Shared Ownership mortgage
Our team has huge experience of assisting Shared Ownership clients arrange their first mortgage. We have access to the whole of the market and a wide range of lenders offering mortgages for Shared Ownership, and our specialist Shared Ownership mortgage team can guide you through the whole process.
We charge competitive broker fees compared to many intermediaries who specialise in this field and for every mortgage we arrange, we donate £10 to St. Mungo’s homelessness charity; to date we have raised thousands of pounds for those with no home at all.
- To assess your agreement in principle application against lenders specific criteria and affordability calculations: No FEE
- To check bank statement and payslip against lenders requirements and submit an agreement in principle application to a mortgage lender: FEE £50
- To check full application, all supporting paperwork and submit a full application to the lender and then liaise with the lender as necessary: Fee £199
- Please note that these fees are not refundable.
The mortgage process with Share to Buy
There are three main options for getting your staircasing journey underway with Share to Buy:
If you just beginning your research, you are likely to want have some understanding of how much you can afford to borrow, and our easy to use Shared Ownership Mortgage Calculator (coming soon). This will give you an indication of whether the figure you wish to borrow is deemed as affordable.
If you have found a property you are interested in, then we would recommend using our Mortgage Comparison tool, which let’s you search the market and compare the various mortgage offers which may be available to you. When you have found a mortgage you would like to apply for, you can start the process of applying for an agreement in principle.
Finally, if you have already made an offer for a property, then you should contact our mortgage team and they will assist you through the process.
Over 600 buyers attended L&Q’s first ever one-day East London Homebuyer Event on Thursday 11th July. Taking advantage of exclusive incentives on offer at the event, an impressive 20% of property applicants at the show made reservations on their dream home, totalling £15.5 million in sales. Designed to simplify the home-buying process, the one-stop shop…
Ahead of the upcoming London Home Show on Saturday 21st September, Share to Buy have teamed up with property vlogger, Jade Vanriel, to help inform and educate prospective buyers on Shared Ownership and Help to Buy, two alternative home ownership schemes aimed at helping first time buyers onto the property ladder. After her inspiring story…
No matter where you are in the UK, Shared Ownership can help you to take those important first steps onto the property ladder! Check out some of the latest new build and resale homes listed on Share to Buy with properties available all across the country. Shared Ownership homes in London The Rushgroves by L&Q. Studio, one and two…