Shared Ownership mortgages with Share to Buy

Share to Buy can help you find a Shared Ownership mortgage

Our team has huge experience of assisting Shared Ownership clients arrange their first mortgage. We have access to the whole of the market and a wide range of lenders offering mortgages for Shared Ownership, and our specialist Shared Ownership mortgage team can guide you through the whole process.

We charge competitive broker fees compared to many intermediaries who specialise in this field and for every mortgage we arrange, we donate £10 to St. Mungo’s homelessness charity; to date we have raised thousands of pounds for those with no home at all.

Our fees

  • To assess your agreement in principle application against lenders specific criteria and affordability calculations: No FEE
  • To check bank statement and payslip against lenders requirements and submit an agreement in principle application to a mortgage lender: FEE £50
  • To check full application, all supporting paperwork and submit a full application to the lender and then liaise with the lender as necessary: Fee £199
  • Please note that these fees are not refundable.

The mortgage process with Share to Buy

There are three main options for getting your staircasing journey underway with Share to Buy:

If you just beginning your research, you are likely to want have some understanding of how much you can afford to borrow, and our easy to use Shared Ownership Mortgage Calculator (coming soon). This will give you an indication of whether the figure you wish to borrow is deemed as affordable.

If you have found a property you are interested in, then we would recommend using our Mortgage Comparison tool, which let’s you search the market and compare the various mortgage offers which may be available to you. When you have found a mortgage you would like to apply for, you can start the process of applying for an agreement in principle.

Finally, if you have already made an offer for a property, then you should contact our mortgage team and they will assist you through the process.

Latest news

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Guest Blog – Southern Home Ownership: Southern Home Ownership is a proud sponsor of the London Home Show, in partnership with Share to Buy. As a leading provider of Shared Ownership properties, our vision is to help purchasers step on or move up the property ladder in a choice of excellent locations. Offering everything from…

London Home Show Countdown: L&Q

Guest Blog – L&Q: PricedIn Living Dedicated to helping first time buyers take their first step onto the property ladder, L&Q has launched its PricedIn Living campaign, to demonstrate how buyers can settle in with Shared Ownership – an alternative route onto the housing ladder. With lower deposits available on developments across London and the South…

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Guest Blog – Help to Buy London: Looking to buy your new home in London? Then come along to the London Home Show in Westminster on Saturday 3rd March. The Help to Buy London team will be there to answer your questions and offer advice. Who are Help to Buy London? We are the Government…

London Home Show Countdown: Clarion Housing

Guest Blog – Clarion Housing: Shared Ownership holds the key for locked out house hunters. Tim Seward, Director of Sales & Marketing at Clarion. The housing crisis is at the very top of the political agenda today, with the Prime Minister declaring recently that it is her ‘personal mission’ to fix the problem and ‘restore the…