Meldrum Drive, Gainsborough , Lincolnshire, DN21 1GS
Your Home is available to first time buyers and people looking to move home (or even people looking to stay in their current property without the need for a mortgage).
If you have a sufficient cash deposit, good credit and a household income at or below £80,000 (£90,000 in London) then you may be able to buy Your Home.
('good credit' means you have no late payments on your credit report over the last 12 months and any adverse credit such as CCJs has been settled for at least 12 months)
Household income can be employment, self-employment (with a good history of accounts), pension income, maintenance payments and may include certain types of benefit payments.
Whilst you dont require a mortgage, you will need to satisfy typical affordability criteria to enter into the Your Home lease.
This will take into account your credit history, the cost of the Your Home rent on the home you wish to buy as well as any other financial commitments you may have.
Applicants will also need to satisfy the following basic criteria:
· You will need to be in permanent employment, have pension income or similar.
· You will be a British or EU citizen or have indefinite right to remain in the UK.
· You will not have been bankrupt or have any outstanding bad credit such as CCJs
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Share to Buy Ltd is authorised and regulated by the Financial Conduct Authority. FCA register number 306800. You can find more detail on our status in our Initial Disclosure Document [109k] and Terms of Business.
For further information, contact us or write to: Share to Buy, PO Box 11998, Sudbury CO10 3BS. Registered in England and Wales no: 04909788.
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