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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
Buying schemes Renting schemes Saving and incentive schemes
- Lifetime ISA: Buying your first home
Buying schemes

How to start your property search

Choosing a new-build or resale home
Buyer tools
- Use our free tools and resources to help you get started on your home-buying journey.
- Find your space
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- Mortgage hub
- Affordability calculator
- Mortgage product comparison
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- Step by step buyer checklist
- Expert guides
- News and blogs
- Buyer FAQs
- Shared Ownership staircasing
- Staircasing hub
- Staircasing calculator
Expert help
- Contact specialist providers to guide you through all aspects of the home-buying journey.
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- Mortgage broker panel: Specialist financial experts
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- Tembo: Lifetime ISAs
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- Contact our team
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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

Solicitors
Mortgage brokers
Tembo: Lifetime ISAs and mortgage app
Share to Buy expert sessions

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