Find a home with Deposit Unlock
Search for Deposit Unlock homes on Share to Buy
Interested in the Deposit Unlock scheme?
Find your pathway to homeownership
Share to Buy is the country’s leading property portal dedicated to affordable home-buying and rental schemes, including Deposit Unlock. If you’re interested in Deposit Unlock, affordable housing products and first time buyer schemes, you’ve found your space.
Here, you can learn about the Deposit Unlock scheme including eligibility and costs, search for Deposit Unlock properties, and take the next step in your home-buying journey.
Explore your housing options
Deposit Unlock isn’t the only affordable homeownership product on the market. Find out more about other buying and rental schemes on Share to Buy.
Deposit Unlock FAQs
Whether you’re just starting out or ready to take the next step, let us help you on your way by answering your Deposit Unlock questions.
Deposit Unlock is a scheme developed by the Home Builders Federation and reinsurance firm, Gallagher Re.
In order to protect themselves from the devaluation of new properties, mortgage lenders are often stricter on the amount they are willing to lend on newly built homes, often setting minimum required deposits of 15-25%. Deposit Unlock lets buyers put down a 5% deposit on a new-build home with the house builder paying to insure the mortgage to make lenders more comfortable about offering high Loan-to-Value (LTV) mortgages on new homes.
Learn more about Deposit Unlock
Manchester Home Show Sponsors: Meet Plumlife Homes
Plumlife has been at the forefront of making homeownership accessible in the North West and beyond f…
Manchester Home Show Sponsors: Meet L&Q
At L&Q, we have a variety of options available to support a range of buyers on their homeownership j…
First time buyer guide: Must-ask questions before buying a home together
Buying a home together is an exciting milestone in any relationship. But whether you’re thinking a…
Why Gen Z wants housing with a sense of community
As digital natives, Generations Z and Alpha are growing up in a world where social media and online …
Over 3,000 budding buyers attend the London Home Show
On Saturday 26th April, almost 3,100 budding buyers attended Share to Buy’s London Home Show Sprin…
London Home Show Sponsors: Meet Places for People
Renting can feel like a dead end—but homeownership is within reach For many aspiring homeowners, g…
London Home Show Sponsors: Meet Square Roots
It’s no secret, first time buyers are struggling to find affordable housing on the open market. De…
London Home Show Sponsors: Meet Abri Homes
If you’re looking to buy a home in 2025, and finding taking the first step challenging, why not co…