Find a home with the First Homes scheme

To buy a property through the First Homes scheme, you must meet the relevant eligibility criteria:

• You must be at least 18 years old.
• Your household income must be no more than £80,000 (or £90,000 in London).
• You must be a first time buyer, meaning you have never owned another home in the UK or abroad.
• You must be able to get a mortgage for at least half the price of the home.

Yes, the First Homes discount is only available to first time buyers. If you currently or have previously owned a home in the UK or abroad, you would not be eligible for this government scheme.

Properties available through the First Homes discount will benefit from a discount of 30% to 50% of the market value of the property.

Each home being sold through the scheme is valued by an independent surveyor to make sure the discount is based on actual market value, and these homes cannot cost more than £250,000 – or £420,000 in London – after the discount has been applied.

The government’s First Homes scheme is only available in England, offering first time buyers a discount of up to 50% of a property’s market value. The country’s leading housing providers list their homes on Share to Buy, head to our property portal to start your search for First Homes available near you.