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  • Shared Ownership
    Access all you need to know about the country's biggest affordable homeownership scheme.

    Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.

    • Shared Ownership hub
    • Shared Ownership: What is it and how does it work?
    • Shared Ownership: Eligibility and prioritisation
    • Shared Ownership: Costs and affordability
    • Older Persons Shared Ownership (OPSO)
    • Shared Ownership Myth Busting
    • Getting ready to buy your Shared Ownership home
    • Step by step guide to buying a Shared Ownership home
    • Shared Ownership: Buying shares and selling
    Young family moving into a new home

    Shared Ownership: What is it and how does it work?

  • Buying schemes
    Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
    Buying schemes Renting schemes Saving and incentive schemes
    • Deposit Unlock hub
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    Buying schemes

    How to start your property search

    Living room set up with sofa, artwork and house plants

    Choosing a new-build or resale home

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    • Use our free tools and resources to help you get started on your home-buying journey.
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Torus Homes

At Torus Homes, we believe everyone should have the opportunity to buy a quality home at an affordable price.

Are you a first time buyer? Looking for more space for your growing family? Wanting to downsize?

Then we have a stunning new home that’s right for you!

Explore homes in  St Helens, Warrington, Liverpool, Wigan and Cheshire.

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Buying Schemes
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What scheme(s) am I eligible for?
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.


Eligible scheme types

See full details Scheme eligibility tool
Properties
9 Developments
Foxwood Garden Village
3 beds and 4 beds available
Foxwood Garden Village is a fantastic new development located in the heart of residential hotspot, Whiston. Benefitting from excellent transport links, direct access to...
Developer logo
Shared Ownership New Build
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Developer logo
Available
Hallbrook Gardens
3 beds available
Hallbrook Gardens is a fantastic new build development, coming to Standish. The development will welcome a range of 2, 3 & 4 bedroom homes available through Shared Owner...
Developer logo
Shared Ownership New Build
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Developer logo
Latimer Fields STB
2 beds, 3 beds and 4 beds available
Latimer Fields is located on the edge of Crewe - an iconic railway town that offers plenty of direct transport routes to key cities across the country. Being based less t...
Developer logo
Shared Ownership New Build
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Developer logo
Park Grange STB
2 beds and 4 beds available
Park Grange is a beautiful new development coming to St Helens! On the development, we will be delivering a fantastic range of 2, 3 & 4 bedroom homes through Shared Owner...
Developer logo
Shared Ownership New Build
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Developer logo
Available
Penthouse
3 beds available
Welcome to the penthouse at The Old School House.This fantastic three bedroom duplex apartment combines luxury and comfort with open living spaces, modern kitchen finishe...
Developer logo
Shared Ownership New Build
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Developer logo
Available
Sydney Place
3 beds and 4 beds available
Sydney Place is a beautiful new development located in the fantastic Cheshire town, Crewe!
Developer logo
Shared Ownership New Build
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Developer logo
Available
The Blossoms
2 beds available
Located on the rural outskirts of Crewe, The Blossoms is the ideal spot for commuters, first-time buyers and families alike to lay their foundations in a brand-new home.
Developer logo
Shared Ownership New Build
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Developer logo
The Oaks at Woodland Manor
2 beds, 3 beds and 4 beds available
The Oaks is an impressive new addition to Woodland Manor in Congleton. At The Oaks, we will be offering a beautiful range of two, three and four bedroom homes available...
Developer logo
Shared Ownership New Build
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Developer logo
The Old School House
1 bed, 2 beds and 3 beds available
Torus Homes are proud to bring the one-of-akind development of The Old School House to the market. Built in 1902 and formerly the King's School for Girls, this beautiful...
Developer logo
Shared Ownership New Build
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Developer logo

Torus Homes

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

With stylish developments at locations throughout the North West, our inviting choice of homes are all designed with space, comfort and most importantly value in mind.

Affordable buying options are available, so you don’t need to worry about stretching yourself financially, just making our house your beautiful new home.

Torus Homes is part of Torus, a growth and regeneration group with a social purpose. 

At Torus we are committed to increasing the supply of affordable homes in the North West, including Shared Ownership and Rent to Buy.

Find a home in the North West.

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Facebook
Email
Instagram
Facebook
Development image
Foxwood Garden Village
3 beds and 4 beds available
Development image
Available
Hallbrook Gardens
3 beds available
Development image
Latimer Fields STB
2 beds, 3 beds and 4 beds available
Development image
Park Grange STB
2 beds and 4 beds available
Development image
Available
Penthouse
3 beds available
Development image
Available
Sydney Place
3 beds and 4 beds available
Development image
Available
The Blossoms
2 beds available
Development image
The Oaks at Woodland Manor
2 beds, 3 beds and 4 beds available
Development image
The Old School House
1 bed, 2 beds and 3 beds available

Torus Homes

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

With stylish developments at locations throughout the North West, our inviting choice of homes are all designed with space, comfort and most importantly value in mind.

Affordable buying options are available, so you don’t need to worry about stretching yourself financially, just making our house your beautiful new home.

Torus Homes is part of Torus, a growth and regeneration group with a social purpose. 

At Torus we are committed to increasing the supply of affordable homes in the North West, including Shared Ownership and Rent to Buy.

Find a home in the North West.

Email
Instagram
Facebook
Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership
  • Shared Ownership: What is it and how does it work?
  • Shared Ownership: Eligibility and prioritisation
  • Shared Ownership: Costs and affordability
  • New Shared Ownership model
  • Step by step guide to buying a Shared Ownership home
  • Shared Ownership myth busting
  • Shared Ownership pros and cons
  • Shared Ownership: Buying shares and selling
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