Skip to content
Free Webinar | November 17th
|

Find a home with Own New

Search for new homes on Share to Buy

DEcorated living room in a new-build home

Read our complete First Time Buyer Guide for everything you need to know about mortgages, deposits, homeownership schemes and buying your first home.

Interested in the Own New scheme?

Find your pathway to homeownership

Share to Buy is the country’s leading property portal dedicated to affordable home-buying and rental schemes, including the Own New Rate Reducer. If you’re interested in Own New, affordable housing products and first time buyer schemes, you’ve found your space.

Here, you can learn about the Own New Rate Reducer scheme including eligibility and costs, search for Own New properties, and take the next step in your home-buying journey.

Our mission is to inspire, guide and empower budding buyers facing challenges in today’s housing market. Learn more about the Own New Rate Reducer scheme to find your path.

Claire - Shared Ownership buyer in Haringey

Explore your housing options

Own New isn’t the only affordable homeownership product on the market. Find out more about other buying and rental schemes on Share to Buy.

Learn more

Own New FAQs

Whether you’re just starting out or ready to take the next step, let us help you on your way by answering your Own New Rate Reducer questions.

What is Own New?

Own New is an innovative home-buying scheme designed to make purchasing a new-build property more affordable and accessible for a wide range of buyers. Own New’s Rate Reducer is a unique feature that reduces the interest rate on your mortgage payments during the initial term, allowing for lower monthly payments and helping you pay off more of your capital.

Learn more about Own New

Do I meet the Own New eligibility criteria?

Is Own New only for first time buyers?

How much does Own New cost?

Are there Own New homes in my area?

Looking for affordable houses and apartments? We can point you in the right direction. Share to Buy lists thousands of homes nationwide. Explore a selection of homes to buy in your area.

Woman using her laptop to search for her first home to buy
News

New first time buyer scheme: Your First Home – What we know so far

If you’re struggling to take your first step onto the property ladder, there’s fresh hope for firs…

Couple moving into new home with children
News

Government updates first time buyer ISA rules: What it means for your deposit timeline 

Whether you are looking to buy a home on the open market or exploring affordable homeownership schem…

Balcony_SQUA0128-F (1).jpg
News

Square Roots: Making homeownership achievable in London

For many young professionals, homeownership feels like it’s been pushed into a distant dream. Square…

Plumstead_Lombard Square & Facilities-20.jpg
News

How to buy a new-build in London under £400,000 at Lombard Square

In the current property market, buying a new-build home in London for under £400,000 is a real chal…

Attendees at the Manchester Homes Show
News

Get to know Shared Ownership at the Manchester Home Show

Are you intrigued by Shared Ownership in Manchester? Or do you want to know more about other schemes…

News

Share to Buy shortlisted for Best Supplier to the First Time Buyer Market award 2026

We are delighted to announce that Share to Buy has been shortlisted for Best Supplier to the First T…

Male single parent reading book with son
News

The single parent’s guide to buying your first home

In this guide to buying your first home as a single parent, we’re covering the schemes you may be …

Furzton Lake, Milton Keynes at sunset.
News

10 reasons to buy your first home in Milton Keynes

As a place to live, MK balances value and opportunity with all the lifestyle perks you want in a loc…

Woman negotiating with salesman on a Shared Ownership home
News

Can you negotiate on a Shared Ownership home?

Find out what can and can’t be negotiated on a Shared Ownership home, including pricing, incentive…