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DEcorated living room in a new-build home

Read our complete First Time Buyer Guide for everything you need to know about mortgages, deposits, homeownership schemes and buying your first home.

Interested in the Own New scheme?

Find your pathway to homeownership

Share to Buy is the country’s leading property portal dedicated to affordable home-buying and rental schemes, including the Own New Rate Reducer. If you’re interested in Own New, affordable housing products and first time buyer schemes, you’ve found your space.

Here, you can learn about the Own New Rate Reducer scheme including eligibility and costs, search for Own New properties, and take the next step in your home-buying journey.

Our mission is to inspire, guide and empower budding buyers facing challenges in today’s housing market. Learn more about the Own New Rate Reducer scheme to find your path.

Claire - Shared Ownership buyer in Haringey

Explore your housing options

Own New isn’t the only affordable homeownership product on the market. Find out more about other buying and rental schemes on Share to Buy.

Learn more

Own New FAQs

Whether you’re just starting out or ready to take the next step, let us help you on your way by answering your Own New Rate Reducer questions.

What is Own New?

Own New is an innovative home-buying scheme designed to make purchasing a new-build property more affordable and accessible for a wide range of buyers. Own New’s Rate Reducer is a unique feature that reduces the interest rate on your mortgage payments during the initial term, allowing for lower monthly payments and helping you pay off more of your capital.

Learn more about Own New

Do I meet the Own New eligibility criteria?

Is Own New only for first time buyers?

How much does Own New cost?

Are there Own New homes in my area?

Looking for affordable houses and apartments? We can point you in the right direction. Share to Buy lists thousands of homes nationwide. Explore a selection of homes to buy in your area.

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